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This spacious 3-bedroom, 2-bath home is located in the highly desirable and gated 55+ community of Ridgewood Meadows. The property, which is land-owned, boasts a large, deep 2-car garage with ample space not only for two vehicles but also for a work area with shelving. The driveway, recently updated with polyurethane coating in 2024, offers additional parking. Situated on a corner lot with serene pond views, this home is perfect for those who enjoy peace and privacy. The expansive living room, featuring a cozy wood burning fireplace, is ideal for relaxing and entertaining. The large kitchen is equipped with new stainless steel appliances, extra cabinetry, a spacious island with seating, and areas for two tables, making it perfect for gatherings. A wet bar with built-in shelving adds to the home's charm, and an adjacent den provides flexible space for additional seating, dining, or entertainment. The extra room in the back can serve as a third bedroom or office and includes a large walk-in closet and its own private entrance. Combined with the adjacent additional living area, the 3rd bedroom is well-suited to be used as an in-law suite, offering flexibility for multi-generational living or guest accommodations. The master bedroom features an updated en-suite bathroom with a walk-in shower, and the second bedroom has a bathroom that connects directly to it. The home has been meticulously maintained, with recent upgrades including a new shingle roof in 2020, a new A/C system in 2022, and new PEX plumbing in 2018. Additional improvements include remodeled bathrooms, new wood laminate flooring throughout, new ceiling fans with remotes, and a new energy-efficient tankless water heater. Enjoy the outdoor spaces with a freshly landscaped yard, a new vinyl window installation on the back porch, and new tie-downs for added stability. The HOA covers lawn maintenance, making this home even more convenient. Recent exterior updates include a fresh coat of paint, new polyurethane coating on the garage and driveway flooring, and a new electrical service panel upgraded to 200 amps in 2022. This home is a must-see, offering a perfect blend of comfort, style, and functionality!
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Our Executive Mortgage Banker:
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$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,613 | $1,676 | $2,136 |
Total Monthly Payment | $1,799 | $1,862 | $2,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.