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WOW!!! The opportunity to master your domain. NO CDD, NO HOA, New Roof (July 2022). Beautiful pool home on 3/4 of an acre (. 74) in the small, quiet, sought-after neighborhood of Waterwood in Bartow, FL. This house sits right on the borderline with Highlands (South Lakeland). As you enter this no-outlet community, you are impressed with the majestic trees embellishing the serene surroundings. It's like getting into another dimension on the shores of Lake Hancock. Away from the crowd, yet near the amenities you need for a comfortable lifestyle. This house offers 3 bedrooms and 2 bathrooms on a 2, 237 sq ft split floor plan with dedicated office and dining areas (currently used as additional bedrooms). The open concept allows you to entertain family and friends indoors or out. For those cool winter nights (even in Florida), warm yourself with hot cocoa in front of the wood-burning fireplace for picture-perfect memories. The main living space leads to a very welcoming oversized covered lanai and the enclosed refreshing pool. This area is also accessible from the primary bedroom, the main hallway, or the secondary bathroom. You will love the expansive fenced backyard, a paradise for little ones and pets to play safely, with room for storing your RV, boat, ATV, and other toys for grownups. Boat lovers will enjoy having a public ramp to Lake Hancock less than 3 miles away. And when you're in the mood for a different kind of fun, Walt Disney Parks, Universal Parks, and Downtown Tampa are under a 1-hour drive. Ready for the beaches? The Clearwater to St. Pete Beach corridor is under a 90-minute drive. And the award-winning Siesta Key is under a 2-hour drive. Around the Bartow area, you have access to not one but six walking/biking/hiking scenic trails, including the Fort Fraser Trail, which you can walk to from the house. The all-new Orlando Health Lakeland Highlands Hospital is scheduled to open in the summer of 2026 and will be located 15 minutes away from home. Here’s how close you are to: Downtown Lakeland 20 minutes; Downtown Bartow 10 minutes; Highlands, South Lakeland 5 minutes; Watson Clinic 5 minutes; Walmart Bartow & Walmart Mulberry 10 minutes each; Publix 5 minutes; FL-570 Polk Parkway 10 minutes. A few minutes away you also have shopping plazas, restaurants, hardware stores, medical facilities, golf courses, Polk State College, and even an executive airport. All between 5-15 minutes. Oh, don’t miss this great opportunity. Schedule your private showing today and soon you might call this property HOME.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,838 | $3,616 |
Total Monthly Payment | $3,294 | $3,437 | $4,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.