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This charming, renovated bungalow with a DETACHED GUEST HOUSE offers the perfect opportunity for a DUAL INCOME property just a street over from the City of Belleair Bluffs. The Main house is a 895 sq ft. 2 bedroom 2 bath with a private deck space for entertaining with a fenced back yard and loads of UPDATES. It features NEW Shaker cabinets, Vinyl Laminate flooring, and a Large master bedroom with en-suite bath. In addition, the hall bath has a shower/tub combination just across from an indoor, full-sized laundry room. The Private Guest House is a spacious 480 sq ft. 1 bedroom, 1 bath with a full kitchen and an open living area. Each home has it's own private yard with new sod and picket fencing. Additional upgrades are NEWER Roofs on both units, HVAC/Mini Split (2022), Hot Water Heaters (2022), Updated Electrical and Plumbing, NEW Exterior Vinyl Siding, and a NEW Septic System (2023) to provide peace of mind to the new homeowner. Both units are currently leased for instant income! For added peace of mind this property sustained no storm damage while just a few miles away from award-winning Clearwater & Indian Rocks Beaches, marinas, golf courses, parks, and the Pinellas Trail. Many great restaurants, shopping, and world class healthcare are around the corner. The owner is ready to sell, so bring us your offer! ***PLEASE DO NOT DISTURB THE TENANTS.
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Our Executive Mortgage Banker:
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.063% | 6.172% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $2,076 | $2,645 |
Total Monthly Payment | $2,412 | $2,517 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.