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Under contract-accepting backup offers. Brand new roof to be installed second half of March! Stainless steel kitchen appliances 3 years old, upgraded hurricane insulated garage door, HVAC system fully replaced 4 years old. This well-appointed 3-bedroom, 2-bath single-family block home is a rare find. With no HOA fees, restrictions, or flood insurance required, residents can enjoy a sense of liberation. Situated in the highly sought-after Oak Valley subdivision in the heart of Seffner, this captivating home features a screened-in lanai overlooking an expansive backyard. Upon entry, you'll be greeted by a large living room and elegant tile flooring throughout. The expansive kitchen, which seamlessly integrates with a dining area and lanai, contains built-in stainless steel appliances. Unwind on the screened-in lanai, complete with covered room, while savoring the seclusion of a fully fenced large backyard. The property is connected to public sewer and water. The neighborhood offers the benefits of no restrictions and no HOA fees, providing a tranquil atmosphere just minutes from I-75 & I-4 junction, this centrally located home is conveniently located to grocery stores, service centers, restaurants, and hospitals. Downtown Tampa is easily accessible within 15-20 minutes, with convenient access to Busch Gardens, USF campus, Sarasota, St Pete and gulf beaches, Disney parks, and Orlando.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,515 | $1,959 |
Total Monthly Payment | $1,767 | $1,901 | $2,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.