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Presented by![]() Ellen Vincent |
**For Sale: Charming Ranch-Style Home with Full Basement in Prime Newburgh Location** Welcome to **219 North St, Newburgh, NY**, a beautifully maintained **ranch-style single-family home** offering comfort, space, and convenience in a sought-after location. Situated on a **spacious lot (119 x 116)**, this home features **3 bedrooms and 1. 5 bathrooms**, including an **elaborate bathroom with a beautifully designed shower**. The bright and inviting layout provides a seamless flow between living spaces, perfect for both relaxation and entertaining. A **full basement** offers ample storage or the potential for additional living space, while a **separate one-car garage** adds extra convenience for parking and storage. Located in an **ideal commuter location**, this home is **less than a mile from the Newburgh-Beacon Bridge** and **Route 9W**, with **quick access to I-84 and I-87 in just 5 minutes**. Enjoy the convenience of nearby shopping, as well as the vibrant **Newburgh waterfront**, where you can savor a great dinner and take a scenic walk along the **Hudson River**. Don’t miss this fantastic opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$394,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.313.8862
Ellen.Vincent@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,200 | $315,200 | $315,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $896 | $896 | $896 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $2,124 | $2,703 |
Total Monthly Payment | $2,963 | $3,095 | $3,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.