8140 TERRACE GARDEN DRIVE N, #103, St. Petersburg, FL, 33709 | $419,900

Welcome to Terrace Park at Five Towns in St Petersburg, the popular 55+ active adult, amenity-filled condo community located 10 minutes to the beach and close to downtown St Pete. This beautifully updated, rarely available, spacious condo at 1735 SF is a gem in the heart of this vibrant community. One of the lowest condos fees in Five Towns plus NO special assessments! The Belmont building, where this condo is located, is centrally positioned and offers its assigned covered parking space right in front. Do you have a second vehicle? It is okay to use a guest space for parking at the Belmont! Enjoy pond and nature views year-round from the oversized screened lanai! The thoughtful floor plan offers a vast, centered living room open to the dining room overlooking the lanai and pond. The renovated kitchen features custom maple wood cabinets, several glass front cabinets, granite countertops, a tile backsplash, a stainless steel sink, and black appliances, including a gas range. Recessed lighting in kitchen and living room. This condo is hurricane-ready with easy-to-close hurricane shutters on all windows, ensuring your safety during any weather. The huge laundry room includes built-in cabinets, shelving, and a less-than-1-year-old washer and dryer. HVAC is less than 10 years old and maintained regularly. The primary bedroom suite features a private bathroom with a large vanity, additional cabinets for storage, an upgraded step-in tiled shower, a walk-in closet, and a second closet. The guest bedroom is ample-sized with two closets. The guest bath was also updated with a Tommy Bahama-style vanity and decor. This condo offers a bonus room off the living room, perfect for a home office. It has a closet, and doors could easily be added—ceiling fans in bedrooms, living room, bonus room and lanai. Most of the condo flooring is medium-tone laminate with tile in the kitchen, bathrooms, and laundry room. Besides its incredible size and location, the best part of this condo is the oversized lanai that is perfect for the Florida outdoor lifestyle. Condo fees are 667. 38/month with no special assessments and include cable, internet, and natural gas for heating, cooking, and all the other typical services. One of the lowest condo fees in all of Five Towns! But what truly sets this community apart are the amenities. You're close to the Pinellas Trail for biking, Abercrombie Park, Seminole City Center, Publix next door with Target, and other stores nearby. This spacious and desirable water view condo is immaculate and ready to go, plus the community cannot be beaten. See this lovely condo today and get ready to be part of a vibrant, active community! Motivated seller!

Features

  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1982
  • Approx Sq. Feet: 1,735
  • Acreage: 2.56
  • Est. Taxes: $2,367
  • Condo Fee: $667 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4642272
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/A4642272/8140terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 4:48:09 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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8140 TERRACE GARDEN DRIVE N, #103, St. Petersburg, FL, 33709

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $197 $197 $197
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,096 $2,207 $2,790
Total Monthly Payment $2,368 $2,479 $3,062

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.