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Live like you are on vacation and plan to enjoy this spectacular Florence immaculate maintained home in the Valencia Lakes premier 55+community. Move right in, REALLY, to this 2 bedroom, plus 3rd bedroom/den, 2 bath, 2 car garage open floor plan with tons of upgrades and ready to call home. Please Ask about the furniture that can be included. Once inside you will see the large slider open to fabulous extended lanai bringing the outside in. The foyer and high ceilings lead you to the Great Room open to kitchen and dining space perfect for entertaining. If you are not relaxing inside, you can certainly have coffee in the AM and cocktails in the evening out on the fabulous lanai and live the best Florida life style. The gourmet kitchen has an eat-in area by the beautiful bay windows. Kitchen also features 42” cabinets, cabinet desk, tile backsplash, cabinet pantry, granite counters and newer stainless appliances. The large master suite has 2 walk-in closets, tray ceiling, and relaxing views to wake up to every day. The master bath has dual vanities, private water closet, garden tub as well as a large walk-in shower with glass doors. The den with French doors is large and so versatile to be a media room or /3rd bedroom with closet. The secondary bathroom is convenient to guest rooms making the perfect place for company. The interior laundry room has a laundry sink and Washer/Dryer included. This home has so much more including newer AC, new garage door and opener, tile or wood flooring – no carpet in sight, windows have impact film, so no shutters needed, surge protector, epoxy garage floor and so much more! Start living the dream today in the Valencia Lakes community with amazing amenities like a 40, 000 sq. foot clubhouse, 24-hour fitness center, fitness classes, clubs, events and concerts in the large social hall, game rooms, sauna/spa pools, softball field, RV/Boat storage, tennis, pickleball courts, community garden and much more. There is a fantastic clubhouse, pools and social activities. Close to Sarasota, St. Petersburg and Tampa featuring professional sporting events, the arts, and America's Award-Winning Beaches. The Magic of Orlando is only 88 miles away. Now is the Best Time to buy in Tampa Bay Florida. Live where others dream to vacation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,271 | $2,391 | $3,047 |
Total Monthly Payment | $2,730 | $2,850 | $3,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.