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Discover this beautifully maintained three-bedroom, two-bathroom main home spanning 1, 568 square feet, complemented by a separate one-bedroom, one-bathroom in-law suite covering 432 square feet. Whether you’re seeking the perfect setup for multi-generational living or an income-producing rental opportunity, this property offers flexibility, privacy, and convenience—all with no HOA restrictions to limit your possibilities.
The main home welcomes you with an inviting open-concept layout designed for both comfort and functionality. Spacious living and dining areas create a natural division that ensures privacy for the primary bedroom, which is thoughtfully separated from the two additional bedrooms. The kitchen is a chef’s delight, featuring ample cabinetry, extended counter space, a stylish glass backsplash, and a practical double sink—ideal for preparing meals while staying connected to the heart of the home. Just beyond the kitchen, a cozy family room with a wood-burning fireplace provides the perfect setting for unwinding on Florida’s rare chilly evenings. A dedicated laundry room adds convenience to everyday living. Recent updates enhance peace of mind, with all exterior doors and windows replaced in 2000, an A/C system updated in 2010, and a roof that is just four years old.
Connected yet completely private, the attached in-law suite is a fully functional living space with its own entrance and carport, making it an excellent retreat for extended family members or a potential rental unit. Inside, an open-concept living area with a kitchen nook creates a comfortable and efficient layout. The bedroom space provides ample room for relaxation, while the full bathroom with a shower completes this self-sufficient suite. Long-term rentals of six months or more are allowed, while short-term rentals require zoning approval from Polk City.
Step outside and discover a backyard designed for both privacy and enjoyment. A newly installed fence encloses the space, creating a secure and peaceful retreat. Expansive carports measuring 28 feet and 32 feet provide covered parking for up to four vehicles, offering both protection and convenience. A screened-in room allows you to enjoy the fresh air without the bother of insects, while both covered and open patio spaces invite you to entertain guests or simply relax in the shade. For those with a green thumb, a garden shed equipped with electricity provides ample space for tools and supplies. A workshop with a roll-up door, 240v power, and a utility sink offers the perfect setup for DIY enthusiasts or anyone needing a dedicated workspace. Additionally, a separate storage room conveniently sits between the screened room and the workshop, ensuring you have all the space you need.
Located in an ideal spot for commuters, this home offers quick access to major destinations while maintaining a sense of peaceful suburban living. Positioned just four miles from I-4 (Exit 44), it is only nine miles to Lakeland, sixteen miles to Winter Haven, forty-three miles to Tampa, and fifty-four miles to Orlando. With water and power conveniently tied to the main house, this as-is property presents a remarkable opportunity in a welcoming neighborhood, free from restrictive HOA rules. Don’t miss out on the chance to make this versatile and well-maintained home your own—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,992 | $223,992 | $223,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,416 | $1,471 | $1,875 |
Total Monthly Payment | $1,738 | $1,793 | $2,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.