520 Jarama CIRCLE, Saint Augustine, FL, 32084 | $445,000

Under contract-accepting backup offers. Welcome to Entrada – a welcoming community with great amenities, convenient access to major roads, and so many opportunities for entertainment. Whether you’re enjoying nearby shopping centers, catching the latest film at the movie theater, or exploring all the exciting things that make St. Augustine such a unique place to live, you’ll never run out of things to enjoy. This well planned 2, 500 SF lakeside home is nestled in a quiet cul-de-sac. From the moment you arrive, the smart floor plan will impress, with every detail thoughtfully designed for comfort and function. The expansive outdoor kitchen, dining, and gathering area are ideal for both daily dinners and large social gatherings, while the private backyard overlooks a lake, creating a peaceful retreat for relaxing or entertaining. With plenty of sunshine and space, the backyard invites a variety of recreational activities, while leaving plenty of room for a garden – a true haven for outdoor enthusiasts and gardeners alike. Inside, the home is as practical as it is attractive. The first floor features a dedicated office – perfect for remote work or study – and an open-concept living, kitchen, and dining area that flows seamlessly to the lanai. A guest bedroom with an adjacent
bath offers privacy for visitors. The kitchen is designed with convenience in mind, featuring an island with bar stool seating, perfect for quick meals or casual conversations. You’ll love cooking while staying connected with family or guests, thanks to the layout that keeps you in the action. The electric fireplace adds ambiance during cool evenings, creating the perfect setting for cozy nights in. On the second floor, the spacious family room is an excellent place for movie night, with plenty of room for a large sectional and media/game center. Double windows flood the room with natural light, creating a bright, airy atmosphere. This room provides an ideal escape for both relaxation and fun, especially when hosting gatherings downstairs. The main bedroom suite is generously sized and includes a spacious walk-in closet and a private bath with a shower. The other three upstairs bedrooms are perfect for family, guests, or multi-functional use, and share a hall bath. Soft carpet in the sleeping areas adds comfort, while easy-to-maintain wood laminate throughout the rest of the home complements any décor style. The outdoor gathering area is the heart of the home, offering a space that can be enjoyed almost year-round. With a vaulted ceiling that adds nice architectural detail, it is perfect for outdoor cooking, dining, or simply relaxing after a long day or over the weekend. For those who love the sunshine, the extended round patio provides a perfect spot to soak up some natural Vitamin D. The side yard on the left is bordered by a vinyl fence, offering privacy while he remaining yard opens up to unobstructed lake views through an aluminum fence, ensuring you’ll always have a natural backdrop. With ample space, there’s room for every recreational activity you can imagine. And for those with a green thumb, the sunny yard is the perfect environment for cultivating a garden, allowing you to indulge in your passion for plants and landscaping. For the organized homeowner, the epoxy garage floor adds a touch of sleek style while making it easy to keep things tidy and in order. Residents of Entrada enjoy access to two pool areas, pickleball courts, basketball courts, a playground, a dog park, and even a splash park.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 39 x 135
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,503
  • Acreage: 0.25
  • Lot Size: 39 x 135
  • Est. Taxes: $5,614
  • HOA Fee: $100 Annually
  • Pet Policy: No
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener, Wine Refrigerator
  • MLS#: FC307711
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/FC307711/520jaramacircle_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 4:58:27 AM)
Listing courtesy of ONE SOTHEBYS INTERNATIONAL   Phone: 386-276-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

520 Jarama CIRCLE, Saint Augustine, FL, 32084

$445,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $356,000 $356,000 $356,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $468 $468 $468
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,250 $2,339 $2,980
Total Monthly Payment $2,793 $2,882 $3,523

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.