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Presented by![]() Diamond Hayes |
A blank slate. A clean start. An open palate. Call it what you want, I call it an opportunity. Almost 1500 sq ft of waterfront living, located on nearly half an acre(. 45) of freshwater, with access to THEE Crystal River. Want more waterfront feet? How about ~135' of freshwater canal front? You can have it here. Yes, this home was affected by Helene. No, it wasn't affected by Idalia or any of the other flooding events we've seen in the area. The home has been dried out, cleaned up, drywalled, textured, and painted to allow a buyer to come in and add their finishing touches. If you have always wanted to be an interior designer of your own space, but never found the right opportunity, or didn't want to deal with the expense and mess of demolition, this might be your chance. Finish this home off with the cabinetry, countertops, flooring, and fixtures of your choice. Why settle for a home that's been updated with someone else's opinion of character, or buy a home with exposed studs for the same price or more? At this Crystal River waterfront home, you can have your vision, sitting on a waterfront lot that, in most cases, is twice as big as the competition. . 45 acres of land is not your typical "postage stamp" sized lot. Along with all of this space, is the fact that this area is NOT deed-restricted. Your only restrictions are limited to the County Code. Want to add a detached garage or shed? You can do it. Looking to add an extra porch or outdoor area? You can do it. You can do whatever you want to, without having to petition an Architectural Design Board. As if these pertinent facts weren't enough, how about the fact this home sits at the end of a cul-de-sac road with 4 houses on it? As for the home itself, it offers a living room/family room floor plan, with an oversized, screened-in back porch running along the entire back of the home. Vacation rentals are allowed in this area. The roof was replaced in 2016.
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.899.1752
Diamond.Hayes@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $2,128 | $2,712 |
Total Monthly Payment | $2,219 | $2,326 | $2,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.