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This is a rare find. A charming 3 bed, 2 bath Cape which has been completely remodeled and sits on an incredible 1. 03 acres in the heart of Essex within minutes to schools, shopping and I-89. As you enter the home and pass through the mudroom, you are greeted with an open floor plan featuring the upgraded eat in kitchen with stainless steel appliances and breakfast bar. The kitchen overlooks the bright and airy living area with new floors. This main part of the home has the two guest bedrooms and the remodeled full guest bath. This area also has a large laundry room which has additional storage and direct access to the home's expansive backyard. As you pass through the kitchen, you find the primary suite bedroom which was added to the home in 2022. This space features a large bedroom area with tons of closet space, a bath with tiled shower, marble vanity & custom linen storage space. Just off the primary bedroom is an office/den area with another direct access to the backyard as well as access to the large basement offering more storage. While the house is wonderful, the home's backyard is the real gem. Apart from being large, the backyard has two outbuildings which are great for storage or as a workshop. It also has a firepit and custom built woodshed to service it. The yard has an abundance of mature vegetation which when in full bloom makes it a true outdoor retreat in the middle of town. The large lot also offers additional room to expand the home. A must see.
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,473 | $2,636 | $3,354 |
Total Monthly Payment | $2,988 | $3,151 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.