81 Cross Ridge Road, Chappaqua, NY, 10514 | $1,395,000

This meticulously maintained 4 bedroom/ 3 bathroom ranch/split home on a usable and beautifully landscaped 1. 05 acre underwent a major renovation in 2016 which included a fully updated kitchen with high-end appliances including 42"Sub-Zero refrigerator, 6 burner Wolf cooktop w/ custom vent, Wolf convection/steam wall oven, Bosch dishwasher, Sharp microwave drawer, custom cabinets, large center island and open floor plan with dining room and inviting family room with built-in custom shelving and stone surround entertainment center, cathedral ceiling and oculus accent window and skylights with access to a back stone patio and expansive, usable backyard. There is also a spacious living room with a stone surround fireplace and a full wall of custom bookshelves. The bedroom floor is just 4 steps up with a primary bedroom with a walk-in closet and a double closet and en-suite bathroom , 3 additional bedrooms (one currently being used as an office) and a recently renovated hall bathroom with high end finishes and double sinks. The above ground, walkout lower level which was also renovated in 2016/2017 offers a mudroom area with bench and cubbies and a recreation area, an inviting family room with custom built-ins and entertainment unit, a laundry room with updated washer and dryer and a large full bathroom with imported tile flooring, marble shower and Robern lighted cabinet. There is also an unfinished area perfect for a gym, plus lots of storage closets. This very special offering in a coveted Chappaqua neighborhood with countless special features and improvements is not to be missed!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Splanch
  • Year Built: 1963
  • Garage: 2-car
  • Heating: Baseboard, Hydro Air
  • Cooling: Central Air
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 3,211
  • Acreage: 1.05
  • Est. Taxes: $26,849
  • Elem. School: Roaring Brook
  • Middle School: Seven Bridges Middle School
  • High School: Horace Greeley High School
  • School District: Chappaqua
  • Appliances: Convection Oven, Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
  • MLS#: 809899
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/809899/81crossridgeroad_chappaqua_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 914-273-1001

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

81 Cross Ridge Road, Chappaqua, NY, 10514

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.625% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.764% 6.435%
Monthly Tax Payment $2,237 $2,237 $2,237
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,513 $7,146 $9,569
Total Monthly Payment $8,875 $9,508 $11,931

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.