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Enjoy the benefits of energy-efficient construction, lower maintenance costs, and builder warranties—offering peace of mind and long-term savings! Step into contemporary elegance with this brand-new 4-bedroom, 2. 5-bathroom home in The Grove at Stuart Crossing. Spanning 2, 340 sq. ft. , this thoughtfully designed two-story residence blends modern style with everyday functionality. The open-concept living area features durable ceramic tile flooring, while plush carpeting in the bedrooms adds warmth and comfort. A spacious kitchen is the heart of the home, boasting a large island with a breakfast bar, sleek stone countertops, ample storage, and modern appliances—perfect for cooking and entertaining. The adjoining dining and living areas create a seamless flow for gatherings. A convenient half bath is located downstairs for guests. Upstairs, the versatile loft can be customized to suit your lifestyle—whether as a media room, home office, or play area. The primary suite is a true retreat, offering a walk-in closet and a spa-like ensuite bath with dual sinks, stone counters, and a step-in shower. Three additional well-sized bedrooms feature built-in closets and share a stylish guest bathroom with dual sinks and a shower/tub combo. A dedicated upstairs laundry room adds convenience. Outside, unwind on your covered patio while enjoying tranquil pond views. The 2-car garage provides ample parking and storage. Nestled in the sought-after Grove at Stuart Crossing, this vibrant community offers resort-style amenities, including a pool, clubhouse, fitness center, pickleball courts, playground, dog park, scenic trails, and more. With easy access to major highways, commuting to Lakeland, Tampa, and Orlando is a breeze. Don't miss this opportunity to own a beautiful, move-in-ready home in one of Bartow’s premier communities! Schedule your showing today! ***Available incentives as 4. 99% interest rate and $5, 000 in closing costs if using builders preferred lender - ask agent for details. ***
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$360,080
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,064 | $288,064 | $288,064 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,797 | $1,892 | $2,411 |
Total Monthly Payment | $2,180 | $2,275 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.