3490 Morning Lake DR, Estero, FL, 34134 | $439,900

Immaculate 2 BEDROOM PLUS DEN LAKE VIEW, ELEVATOR READY coach home with 2 CAR PRIVATE GARAGE now available to purchase in the Coconut Shores community! Conveniently located across Coconut Point Mall just west of 41, this superbly maintained PARTIALLY FURNISHED coach home offers a private entrance/foyer, an expansive main floor plan with vaulted ceilings, extra den for guests or in home office, newly painted/epoxied garage, and more! Primary suite offers all the amenities you could need, including french door access to an extended lanai (double what most units offer), and his/her bath vanities with walk in closets. Enjoy maintenance free living, with HOA dues that include cable, water, internet, pest control, landscaping, and exterior painting, all with NEW ROOFS as of 2024 and reduced HOA fees. A one year HOME WARRANTY can also be provided to the buyer at closing, for total peace of mind. Community amenities for Coconut Shores include gated entry, community pool and spa, pickleball, fishing pier, and close proximity to Coconut Point mall, wonderful restaurants, parks, local medical facilities, Publix, and more! Easy to show, please check comments and see attachments for details.

Features

  • Building Design: Low Rise (1-3)
  • Parking: Deeded
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: BBQ - Picnic,Clubhouse,Community Pool,Community Spa/Hot tub,Exercise Room,Fishing Pier,Library,Pickleball,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: COCONUT SHORES
  • Development: COCONUT SHORES
  • Year Built: 2003
  • Approx Sq. Feet: 1,786
  • Acreage: 0.13
  • Est. Taxes: $5,251
  • Condo Fee: $1,497 Quarterly
  • Master HOA Fee: $710
  • Lot Desc: Zero Lot Line
  • View: Lake
  • Community Type: Gated
  • Pet Policy: With Approval
  • MLS#: 225020764
  • Website: https://www.raveis.com
    /prop/225020764/3490morninglakedr_estero_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Laurie MalcomSales Associate

617.529.5466

Laurie.Malcom@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3490 Morning Lake DR, Estero, FL, 34134

$439,900

Laurie Malcom

Sales Associate

William Raveis Real Estate

Phone: 617.529.5466

Laurie.Malcom@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.176% 6.298%
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,224 $2,341 $2,970
Total Monthly Payment $2,737 $2,854 $3,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.