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Looking for a spacious home with wonderful curb appeal in South Lakeland? Located in the well established neighborhood of Royal Crest, you will be close to Lakeland, Bartow, the Polk Parkway to I4 - Tampa and Orlando. This 3-bedroom, 2-bath split plan which has a formal living/dining room combo, plus a Great room/kitchen combination with an eating space with sliding doors to the screened back porch and large, treed backyard. This floorplan has an open concept with sliding doors to the large screened porch and huge fenced backyard. The inside has been freshly painted and the there is new carpet in the Great room, living and dining room plus the bedrooms. There is luxury vinyl in the the dinette area. The kitchen has a breakfast bar, painted soft close cabinets and stainless steel appliances. The bedrooms are roomy and light and bright. The roof was replaced in 2023, 3rd nail gable roofing install for wind mitigation 2/24, full plumbing repipe 11/24, hurricane rated garage door installed in 12/24, carpet installation 12/24, epoxy garage floor 2/25 and the air handler and condenser were replaced in 2016. Two car garage with washer/dryer hook-up and space for storage. There is also a shed for additional storage in the backyard. No HOA!
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Our Executive Mortgage Banker:
Our Insurance Division:
$373,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $298,400 | $298,400 | $298,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,960 | $2,498 |
Total Monthly Payment | $2,352 | $2,426 | $2,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.