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Charming 3/2/1 Block Construction Home with New Roof and Florida Room in a Low-Cost HOA Community.
This home boasts a brand-new roof, offering peace of mind and added durability for years to come. Step inside to discover a spacious and functional layout perfect for everyday living.
The inviting living area flows seamlessly into the kitchen and dining space, offering ample natural light and comfortable living. The covered rear Florida room is ideal for enjoying your morning coffee or evening relaxation.
Outside, the property is enhanced by fruit-bearing bushes and herb gardens, offering a variety of fresh, homegrown produce right outside your door. Whether you're an avid gardener or simply enjoy fresh, homegrown produce, this home provides the ideal setting. The low cost HOA provides this community access to the clubhouse, beach area where you can launch your canoe or kayak quaint marina, and 40+ street lights. Don’t miss the opportunity to own this wonderful home with a new roof, charming Florida room, and a backyard full of edible plants in a waterfront community that is approximately 5 miles to the Ocala National Forest and approximately an hour drive to the east coast of Florida!
This home is ready to move in and waiting for you to make it your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $967 | $1,046 | $1,322 |
Total Monthly Payment | $1,116 | $1,195 | $1,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.