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This home is a hidden gem. You will be delighted with how spacious this charming Cape is, offering much more room than meets the eye. It has good bones, is in good condition and with a little Cosmetic work it will shine even brighter. Don't miss this opportunity to own almost an acre in Wolcott! The main floor features an open floor plan with newer appliances equipped in the tiled Kitchen with beautiful cabinets. The Living Room has a wood fireplace (which was converted from gas in 2010) and beautiful refinished hardwood floors to enjoy those cozy peaceful moments on colder days. The Dining Area also has refinished hard wood floor with door access to front and back decks to enjoy more peaceful times in the warmer weather in the quiet neighborhood. Located on Main floor are additional rooms that can either be office or fourth bedroom plus a Family room with French doors that open to outside deck which overlooks large flat yard; let your imagine run wild with landscape and garden ideas. The shed has electricity. The Laundry is located on Main Level in the 1/2 bathroom and extra hook ups can be found in the clean basement along with the water softener well tank and oil tank that was replaced just 3 years ago, the working furnace gets serviced every Fall, there is a Central Vac and ample storage space. Two nice size bedrooms with large dormers are located on the second floor along with recently renovated bathroom and plenty of storage space/attic. This a must see!
Type | Description | Level |
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Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Main | |
Dining Room | Hardwood Floor | Main |
Family Room | Ceiling Fan,French Doors,Laminate Floor | Main |
Kitchen | Tile Floor | Main |
Living Room | Book Shelves,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,738 | $1,805 | $2,297 |
Total Monthly Payment | $2,295 | $2,362 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.