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Presented by![]() Sarah Sheehan - Vermont Properties Team |
Nestled just on the edge of the charming village of Reading, Vermont, this picturesque three-bedroom, one-and-two-half-baths farmhouse cape embodies classic New England charm. With wide board pine flooring, a sun-filled country kitchen, and a cozy wood-burning stove, this home is the perfect blend of warmth and character. Escape to the primary suite with a private balcony and built-in window seat great for reading your favorite book. In the private backyard embraced by stone walls, find lush perennial gardens, organic raised vegetable beds, and prolific, well-maintained raspberry and blueberry stands. The property is accompanied by a classic Vermont barn (with roof-mounted solar), carriage garage, pergola, garden shed, and two fenced pastures. This property offers a serene rural setting while maintaining convenient access to local favorites like the Reading Greenhouse & Grocery, Brownsville Butcher and Pantry, and the village library. Outdoor enthusiasts will love being within close proximity to skiing, mountain biking, and outdoor recreation at The Ascutney Outdoor Center among other nearby mountain resorts. Golf, snowmobiling, and scenic hiking trails are abundant in the area. Families will appreciate the highly rated Reading Elementary and Woodstock High School. If you’ve been dreaming of a charming Vermont retreat with both history and modern comfort, this farmhouse is ready to welcome you home. Taxes are based on current town assessment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 802.558.3334
Sarah.Sheehan@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,102 | $2,679 |
Total Monthly Payment | $2,560 | $2,639 | $3,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.