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SELLER IS OFFERING 10k INCENTIVE towards buyers closing costs or buydown rate. . . Step into a piece of HISTORY in this meticulously UPDATED Spanish Revival home located in the desirable Central Oak Park neighborhood. This 4-bedroom, 2-bathroom residence, boasting over 1600 sq ft, offers a perfect blend of classic architecture and contemporary amenities. Original 1920s details, such as elegant PLASTER WALLS and ARCHED DOORWAYS, are complemented by MODERN upgrades, including NEW PLYMBING, ELECTRICAL system, and CUSTOM closets. The OPEN floor plan seamlessly connects the living and dining areas, while a READING nook provides a serene space for RELAXATION. The MASTER suite features a PRIVATE bathroom and direct access to the REAR PATIO. The unique FORTH bedroom, with its glass panel walls, offers flexible living space. Situated on a spacious corner DOUBLE LOT HARD TO FIND in ST. Petersburg with mature fruit trees, and able to grow your OWN private garden. . Semi circular driveway. Property provides ample room for OUTDOOR entertaining, gardening, or future expansion for pool if needed. NO HOMEOWNERS ASSOCIATION so extra parking for R/V or Boat if needed. . NO flood insurance is required. Close to schools, shopping parks, community gatherings, art events. Seminole park with a playground, basketball courts, picnic areas, and a community gardens where residents can grow vegetables, herbs, or flowers. Hurry this home will not last, bring your offer today. . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,679 | $2,785 | $3,549 |
Total Monthly Payment | $3,196 | $3,302 | $4,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.