3471 WHITNER WAY, Sanford, FL, 32773 | $599,900

This historic LAKEFRONT gem is a “One-of-a-Kind” Florida Carpenter VICTORIAN-Gothic home with a rich and fascinating history. Originally built around 1890, this enchanting estate is nestled on nearly 2 acres of land, situated between Lake Silver and Lake Golden, on the picturesque Lake Onora. As you step inside, you're immediately greeted by the soaring ceilings, abundant natural light, and the original heart of pine wood floors and banisters. The home retains much of its original character and timeless charm, with original doors, windows, baseboards, and millwork found throughout. The versatile floor plan, starting with a spacious owner’s suite on the main floor. The second level is accessible via an impressive, sweeping staircase, leading to a second owner’s suite, complete with a cozy sitting area. You will also find two additional generously sized bedrooms featuring built-ins and closets, as well as a fourth bedroom (no closet) that would make a great library with high ceilings and natural light. The third-floor attic, accessed by a private staircase, includes four separate rooms that can be customized for extra living space or as an entertainment area, providing versatile options to meet the new owner’s needs. A bell tower crowns this historic home, and the below-ground level features a basement with laundry. This is an extraordinary opportunity to own a home with signature craftsmanship, incredible historical significance, and stunning lakefront views. Situated on nearly 2 acres of waterfront property, you'll enjoy refreshing lake breezes, perfect for outdoor gatherings and family celebrations. Towering oak trees provide natural privacy, with the unique added potential for property division or the addition of an in-law suite to complete your extended family residence. This home is ready for renovation and is available to cash buyers only. The fascinating history of the home can be shared with interested parties. A property like this won't last long—don’t miss your chance to make this masterpiece your own! This is where CHARACTER, CHARM and HISTORY perfectly blend!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Historical, Victorian
  • Year Built: 1890
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,102
  • Acreage: 2.05
  • Est. Taxes: $2,847
  • Lot Desc: In County, Oversized Lot
  • View: Trees/Woods, Water
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: O6281126
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/O6281126/3471whitnerway_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/11/2025 2:08:16 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3471 WHITNER WAY, Sanford, FL, 32773

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $237 $237 $237
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,113 $3,233 $4,115
Total Monthly Payment $3,442 $3,562 $4,444

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.