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Walk to Cedar Lake from this luxury home built in 2000! Located at the end of a cul-de-sac, the house is set back from the road offering maximum privacy. Upon entering the home into the mudroom proceed to the kitchen boasting stainless steel appliances (Wolf propane cooktop), lots of natural light (skylights), granite countertops, and a half bath. Entertain in style in the formal dining room or relax in the living room with hardwood floors and a cozy wood-burning fireplace. Proceed to the ground level where you will find the primary suite. The primary bedroom offers a spa-like retreat with a full bathroom (heated tile flooring) and walk-out to a deck/pool overlooking a patio with a firepit and a fenced in backyard. The second bedroom also includes a full bathroom. From the heated garage (propane) with a workshop, walk upstairs to a space currently set up as a rec-room. This bonus room could also serve as a third bedroom or guest suite with a half bathroom. In addition to the attached garage is a third garage bay (also heated) which is located on a separate lot (the 2nd lot also conveys with the sale). Additional features on the exterior include vinyl siding, a two Tier-deck, a patio with a fire pit, an irrigation system and a generator with transfer switch. Apppreciate the attention to detail throughout this home. Enjoy all that Cedar Lake has to offer with lake rights and an easy walk to the water. Golf cart + lawnmower included with a full price offer! The lot is . 27 acres. There is a 2nd lot of. 12 acres included in the sale for a combined . 39 acres of land. The assesor's card for both parcels is included in the disclosure section of the listing.
Type | Description | Level |
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Bedroom 1 | Full Bath | Lower |
Dining Room | Main | |
Kitchen | Skylight,Vaulted Ceiling,Granite Counters,Half Bath,Island | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Walk-In Closet | Lower |
Rec/Play Room | Fireplace | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,477 | $2,640 | $3,360 |
Total Monthly Payment | $3,175 | $3,338 | $4,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.