84 Plank Road, Prospect, CT, 06712 | $339,000

A wonderful Ranch home offering so much. Whether you are downsizing, rightsizing or a first time buyer this is the perfect home for you. Pull into your oversized and attached two car garage with openers and pull down stairs for storage. Next, step into the den/study that connects you to the main living space. To the left will be your king sized primary suite with a walk-in closet, a second closet, full bathroom, and sliders to the rear deck. Next step into the kitchen with an abundance of cabinetry, counter tops, eat-in space for a bistro table plus a breakfast bar, and deck entry. The kitchen opens into a nicely sized dining room with crown molding and is ready to host family and friends. You will love the living room with hardwood floors and a wood buring fireplace. A second bedroom, a full hallway bathroom, and laundry closet completes the main living floor. In the lower level you will find a mechanical room, a storage room with Basement Systems sump pump with battery backup, a Sani-dry Dehumidifier, a hatch to the side yard, and a large partially finished space for a future family room, home office, additional bedroom or recreation space. We aren't done yet. This home is cooled by multiple split units, and is back up powered by an impressive 14KW Generac whole house generator. Enjoy the private and level rear yard while relaxing on your rear deck. Just choose your paint colors and move right in. Schedule your showing today!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Main Level
  • Style: Ranch
  • Year Built: 1950
  • Garage: 2-car Attached Garage,Paved,Driveway
  • Heating: Baseboard
  • Cooling: Ceiling Fans,Ductless
  • Basement: Full,Sump Pump,Storage,Hatchway Access,Partially Finished,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 1,032
  • Acreage: 0.35
  • Est. Taxes: $3,970
  • Lot Desc: Lightly Wooded
  • Elem. School: Per Board of Ed
  • High School: Woodland Regional
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24076673
  • Website: https://www.raveis.com
    /prop/24076673/84plankroad_prospect_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Hardwood FloorMain
Dining Room Hardwood FloorMain
Kitchen Skylight,Breakfast Bar,Ceiling Fan,Eating SpaceMain
Living Room Fireplace,Hardwood FloorMain
Primary BR Suite Balcony/Deck,Full Bath,Stall Shower,Sliders,Walk-In Closet,Wall/Wall CarpetMain

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Tricia JenksSales Associate

239.595.0024

Tricia.Jenks@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

84 Plank Road, Prospect, CT, 06712

$339,000

Tricia Jenks

Sales Associate

William Raveis Real Estate

Phone: 239.595.0024

Tricia.Jenks@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,200 $271,200 $271,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.176% 6.298%
Monthly Tax Payment $331 $331 $331
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,714 $1,804 $2,289
Total Monthly Payment $2,120 $2,210 $2,695

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.