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Introducing a wonderfully located 2 unit: 1bed/1bath duplex under one roof in Clearwater, FL. ** Legal Duplex** NO EVACUATION ZONE! No Flood insurance required in Zone X! Extremely low maintenance yard! This charming home features terrazzo floors, large bedrooms, private driveway, and private mailbox. With separate utility meters, a new roof in 2019, central ACs 2021/2018 and block construction, this remodeled kitchen with all new appliances as of 2019/2022 and bath provide a cozy living space. Fenced on 3 sides! More opportunity to continue to improve the property and increase rent! Great location to Enjoy the convenience of world-famous white sandy beaches of Clearwater Beach nearby, as well as easy access to grocery stores and a variety of dining options. Whether you prefer to ride your bike or drive, this duplex offers easy access to all that Clearwater has to offer. Don't miss out on this fantastic opportunity to call this place home.
One street over is Ed Wright Park and Playground with Shuffleboard and Horseshoe throwing club. See links
http: //clearwaterhorseshoeclub. org/
https: //www. myclearwaterparks. com/facilities/facilities-amenities-locator/ed-c-wright-park#ad-image-3
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,200 | $339,200 | $339,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,144 | $2,228 | $2,840 |
Total Monthly Payment | $2,503 | $2,587 | $3,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.