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Presented by![]() Lindsay Lafreniere |
Welcome to 2 Dyke Road- A lovingly cared for Cedar Contemporary home over looking bucolic Little Bay and Setauket Harbor. Custom built in 1987, original owner offers a painstakingly maintained 2/3 bedroom home with formal living room with stone gas fireplace, Country kitchen with tableside views of the bay and entry to a covered patio area over looking a natural paradise and in ground pool, two bedrooms and full bath with tub, dual sinks and walk in shower. First floor laundry leading to garage with enter to full, partially finished basement with workshop and sink. The second level is a blank canvas. Vaulted ceilings, skylights and shining hardwood flooring. . . . two palatial rooms with bath with shower. . ideal for family gathers or conversion to a third bedroom- one room currently a guest sleeping area. . . A very special home for a very special and unique buyer. The home affords in the ground sprinklers, two garage door openers, an updated - 2022- super efficient Navian gas heat and hot water system with updated first floor baseboards, updated roof -2020- and rear gutters in 2024. Newer appliances, garage floor and basement painted in 2024 and the interior of the home is freshly painted. The yard is priceless. Pull into your stone driveway flanked with two stone pillars and sconces, extensive hardscaping with paths meandering around two man made ponds ( one koi pond ) attracting an abundance of bird life. A fully fenced backyard with patios, gas firepit, walkways and an outdoor bathroom. You are right in the heart of Historic Setauket. Around the corner is the Setauket Village Green with its annual fairs and markets, the Emma S Clark Library, ranked each year as one of the best public libraries on Long Island, the Patriot Rock historic site and the Frank Melville Memorial Park with its pathways, stone bridge and grist mill overlooking Conscience Bay, its 34 acre arboretum and summer concerts at the Red Barn each Sunday. Stop in the historic Setauket post office to grab your mail while visiting the park! You're close to the Village of Stony Brook with its shops, restaurants, museums and the Jazz Loft museum and music venue. A short drive away is the New England like harbor town of Port Jefferson Village with its quant shops and restaurants. Take the ferry to New England right out of Port Jefferson. The LIRR has two stations near by and you are close to three major hospitals. Stony Brook Hospital, Mather Hospital and St. Charles Hospital. One of the finest public Universities in the country is right here in the Three Villages, Stony Brook University. All this and the acclaimed Three Village Central School District. What are you waiting for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$979,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.980.2475
Lindsay.Lafreniere@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $783,200 | $783,200 | $783,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.637% | 6.309% |
Monthly Tax Payment | $1,854 | $1,854 | $1,854 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,509 | $4,950 | $6,662 |
Total Monthly Payment | $6,455 | $6,896 | $8,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.