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**$23, 000 PRICE REDUCTION** Waterfront property with dock and covered boat lift features quick boat access to Charlotte Harbor, Peace and Myakka Rivers and the Gulf of Mexico. Lounge around your private heated pool or take your boat to Manasota Key or Boca Grande. This 2 BD, 2 BA home has been totally renovated! Enter into the open living space with new porcelain tile floors that continue throughout the kitchen, dining room and Florida room. Water views from almost every room in this home! The living room opens into the Florida room with access to the pool and screened in lanai. The kitchen has beautiful quartz counters and plenty of cabinet space, with new lower cabinets. Just off the kitchen is a nicely sized dining area on one end and a dinette space on the other end. On the opposite side of the home you'll find a spacious primary bedroom with terrazzo floors, a large walk-in closet and an updated ensuite bathroom. Down the hall is the second bedroom. A second bathroom, next to the 2nd bedroom and just off the living room, has also been updated. Just off the kitchen/Florida room is the screened in lanai where you can enjoy a beverage and the wonderful Florida weather. The landscaped backyard has solar lighting. Fully fenced yard with a double door gate on left side of home opening to a paved area where you can store your boat trailer or other vehicles. The one car garage features a laundry space with a washer and dryer, as well as some storage cabinets. A 2nd refrigerator located in the garage is included. There's also a workspace and additional storage in the garage. Two small storage sheds on the exterior of the home for your gardening tools, etc. Bahama shutters on windows in the front of the home can be lowered to offer extra protection. Also included: outdoor rectangular table and 6 chairs in screened lanai, outdoor furniture around the pool and on the dock area, Ring cameras, Predator generator, lawn mower, pool cover. **RECENTLY UPDATED: *New Porcelain Tile 2024. *6 panel doors 2024. *Impact windows installed throughout the home. *New HVAC 2025. *New roof 2021. *New Pool Heater 2021. *New Seawall, Dock, Boat Canopy 2020-21. *New Electric Panel, surge protection and generator interlock 2021. *Kevlar hurricane shutters for garage windows and door. *Screened in Front Door, Lanai & Garage Door 2022. *New Insulation 2022. Located Close to two premier Charlotte County parks; Charlotte Beach Park with shuffle board, tennis and bocce ball courts and the Gaines Veterans Park with a modern playground, lookout tower and kayak launch. Minutes away from shopping, dining, beaches and outdoor activities! Don't let this one get away!
->->2019 STINGRAY 236 center console POWERBOAT and Continental tandem axle trailer being sold separately from the home sale $50, 000<-<-
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,800 | $332,800 | $332,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,104 | $2,186 | $2,786 |
Total Monthly Payment | $2,467 | $2,549 | $3,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.