312 Saddle Trail, Ossining, NY, 10562 | $610,000

Stunning townhouse at Fox Hill with every imaginable update. Everything has been thoughtfully renovated and reconfigured to give you the maximum living space, closet space and storage space. The kitchen has a custom pantry, all new cabinets, counters, and stainless steel appliances. The breakfast nook even has a built-in bench with storage under the cushions. There are hardwood floors throughout. Also on the main floor are the living room with a wood-burning fireplace and a formal dining room with sliding glass doors that lead to an expanded deck. Even the laundry and the powder room are gorgeous. Upstairs, there are still more surprises. The master bedroom suite is amazing; a generously sized bedroom, a row of closets in the dressing area and an awesome bathroom with dual sinks, dual vanities, a huge shower with a built-in shelf you have to go into the shower to check out. It's so deep you can fit every conceivable toiletry article there. There's even a linen closet tucked behind the door. At the other end of the bedroom is a lovely loft area with a balcony. You can use the loft as a sitting room, TV room, home office or nursery. Open the barn door and you'll find the best part of the master bedroom suite; a walk-in closet and a full length lighted mirror. Also on the second floor is a sunny second bedroom and a tastefully updated hall bath with a vaulted ceiling. It's a short walk to the Fox Hill pool, playground, tennis court and basketball court. It's a quick drive to the Croton station and the train takes you to New York in as little as 45 minutes. Taxes with the STAR deduction come to $6, 151. Accepted Offer 3/4/25, with back ups.

Features

  • Parking: 4-car
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Basketball Court, Maintenance, Maintenance Grounds, Pool, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Complex: Fox Hill
  • Year Built: 1986
  • Common Charge: $530 Monthly
  • Approx Sq. Feet: 1,616
  • Acreage: 0.01
  • Est. Taxes: $7,875
  • Lot Desc: Back Yard
  • Elem. School: Brookside
  • Middle School: Anne M Dorner Middle School
  • High School: Ossining High School
  • School District: Ossining
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
  • MLS#: 825956
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/825956/312saddletrail_ossining_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams NY Realty   Phone: 914-437-6100

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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312 Saddle Trail, Ossining, NY, 10562

$610,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $488,000 $488,000 $488,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.810% 6.026%
Monthly Tax Payment $656 $656 $656
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,809 $3,125 $4,052
Total Monthly Payment $3,557 $3,873 $4,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.