13125 WILCOX ROAD, #16105, Largo, FL, 33774 | $225,000

VERY IMPORTANT, PLEASE TAKE NOTE: Most of us are aware that Florida’s coastal condominium markets are in major turmoil for several reasons right now. First, recent state law has required that most multi-story condos should have been undergoing a rigorous set of inspections that have, in turn, often generated rehab and repair reports that can cost millions of dollars for the affected buildings to implement. Further, the state is now requiring condo associations to fully assess for these repairs as well as maintain full management accounts for future repairs. At the same time, a number of coastal condos also face serious rehab and repair costs after bearing the brunt of two powerful hurricanes that struck the Tampa Bay area and points south in 2024. NOT HERE! NOT THIS CONDO! In addition to being an attractive 2 bedroom/2bathroom ground-floor unit nestled in the heart of one of the most recreationally beautiful settings in Tampa Bay, this condo complex is just two-stories tall, excluding it from the expensive and complicated inspection and engineering review process. And during the 2024 hurricanes, this condo complex remained free of any flooding. It’s located outside of active flood and evacuation zones even though it's near the Gulf's sandy beaches. High winds created leaks in several of the building roofs, so all of the buildings in The Fountains of Largo are having their roofs replaced. The work begins in March, and the assessment for this unit is $4, 343. 64, payable in 3 monthly installments of $1, 447. 88. This will be a cash-only transaction. The sellers have lived full-time in this beautiful unit for years, so make it your own home or make it your investment as a short-term or seasonal rental. Keep the furnishings here now or furnish it yourself! The vinyl high-impact windows were replaced in 2021, the water heater was replaced in February 2025, as was the sink disposal. The washer and dryer convey, as do all of the kitchen appliances. Just as importantly, this condo is located close to the award-winning Gulf beaches that make Pinellas County so special. This complex boasts a beautiful pool rimmed with a wide flagstone patio and barbecue area adjacent to a beautiful clubhouse. But the biggest and best leisure-time amenities are just across the street! Walk over to Largo’s famous Southwest Recreation Complex, featuring some of the best tennis, pickleball, and swimming facilities in the Tampa Bay area. Make use of the beautifully updated and maintained fitness and bodybuilding equipment. The Largo Municipal Golf Course is an easy walk down the street. Great restaurants, shopping, supermarkets and shops are all close at hand. Please come see this beautiful home, then start making your plans to make it your own!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: FOUNTAINS OF LARGO CONDO THE
  • Year Built: 1973
  • Approx Sq. Feet: 881
  • Est. Taxes: $112
  • Condo Fee: $410 Monthly
  • Lot Desc: City Lot, Landscaped, Level, Near Public Transit
  • View: Park/Greenbelt, Trees/Woods
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8353101
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/TB8353101/13125wilcoxroad_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 6:32:09 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13125 WILCOX ROAD, #16105, Largo, FL, 33774

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $9 $9 $9
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,138 $1,182 $1,507
Total Monthly Payment $1,222 $1,266 $1,591

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.