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14 Schumway Road, Neversink, NY, 12765 | $230,000
TOWN OF NEVERSINK ** LOW TAXES ** TRI-VALLEY SCHOOLS This 3 bedroom, 1. 5 bath Ranch style home needs TLC but has so much potential. It is being sold strictly as-is. The rooms are large and bright. Hardwood floors throughout once had carpet which was removed so the floors will need to be refinished. There is a 780 sq ft area that is a legal rec room in the basement. The home has two sources of heat, oil and a woodstove. The roof and chimney cap were replaced in 2017. The half bath and laundry room were added in 2016. There is an underground fence system that encompasses the entire backyard for dogs that was installed in 2018. The dishwasher, linoleum in the kitchen and an outdoor receptacle for a portable generator were also installed in 2018. A new oven was installed in 2021. The pipes were replaced in the main bathroom in 2024. Walking distance to the Neversink Pool, Post Office and Neversink Store where you can get gas, BBQ, deli sandwiches, pizza and some groceries. The home is not even a mile from the Neversink Reservoir where you can hike, fish, hunt and kayak. You can go 6 miles down the road and get ice cream at the Grahamsville Gorilla Ice Cream Stand, go to the Dollar General. Visit the Grahamsville Fair Grounds home of the Little World's Fair, where you can use the tennis, basketball, volleyball and pickle ball courts and get a pool pass. If you would rather go for bigger entertainment, it is close to Bethel Woods Arts and Entertainment Center, Resort Worlds Catskill Casino and The Kartrite Indoor Water Park. Bring your tools and make it yours You have to see it in person to appreciate the possibilities. Don't miss out on this one!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Ranch
- Year Built: 1969
- Garage: 1-car
- Heating: Baseboard, Hot Water, Oil, Wood
- Cooling: None
- Basement: Full, See Remarks
- Approx Sq. Feet: 1,542
- Acreage: 0.83
- Est. Taxes: $3,046
- Lot Desc: Back Yard, Cleared, Front Yard, Garden, Landscaped, Level, Near Shops, See Remarks, Sloped, Stone/Brick Wall
- Elem. School: Tri-Valley Elementary School
- Middle School: Tri-Valley Secondary School
- High School: Tri-Valley Secondary School
- School District: Tri Valley
- Appliances: Cooktop, Dishwasher, Electric Cooktop, Electric Oven
- MLS#: 827375
- Days on Market: 48 days
- Website: https://www.raveis.com
/prop/827375/14schumwayroad_neversink_ny?source=qrflyer
William Raveis Family of Services
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Schumway Road, Neversink, NY, 12765
$230,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $254 | $254 | $254 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,240 | $1,578 |
| Total Monthly Payment | $1,522 | $1,569 | $1,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535