4050 ROCK CREEK DRIVE, Port Charlotte, FL, 33948 | $849,000

Please click on the walk thru video tour1 Welcome to your own private sanctuary of tranquility and this one comes with SALTWATER BOATING ACCESS TO PRISTINE CHARLOTTE HARBOR AND THE GULF OF MEXICO! Your dedicated easement is just steps way from your own dock and boat slip on Abhenry Waterway! You will be surrounded by the natural beauty of a Florida preserve on this acre and a half homesite offering a rare combination of privacy and all the amenities of in-town living. The FURNISHED custom home is a true 5 bedroom 3 bath or use the grand size of the 5th bedroom (26x12) as an in law/play room or OFFICE to match your lifestyle. High ceilings and architectural features bring a modern elegance and create a living environment that is as visually stunning as it is functionally practical. The private primary suite opens to the covered lanai and pool through French doors, has dual walk in closets and features a lavish bath with separate vanities, plenty of cabinet space, linen closet, whirlpool tub and a gorgeous, updated walk in shower with striking tile. The guest wing is separate with four good size bedrooms all with views of the preserve or pool and two full baths; one featuring pool access. The kitchen has been reimagined and is perfect for meal prep and effortless entertaining with beautiful unique granite counters, an extended 10' breakfast bar, newer stainless appliances, separate casual eating niche and a full unblocked view of the pool through your aquarium window. It opens to the oversized family room allowing family and guests to mingle with the cook or to join in. The Great Room and dining rooms greet you with warmth and the triple pocketing sliders allow access for you and your guests to the lanai and heated pool. There is plenty of space on the covered lanai with a summer kitchen and oversize pool deck all around the pool for sun and fun. Enjoy the gentle breeze and birdsong as you relax on the welcoming front porch. Other features include ROOF 2022, plank tile flooring in much of the home, enhanced lighting and fan fixtures, new pool cage screening and pool resurfacing, new Pentair variable speed pool pump, new motor for the pool heater. A long winding concrete driveway leads to your side loading garage and additional parking pad/turn around. Located just minutes to shopping, restaurants, schools, County Services Buildings, Tampa Bay Rays Spring Training and beautiful area beaches! Easy access to I75 via Kings Hwy and Ft Myers Regional airport. This extraordinary home is not just a residence; it's a lifestyle! Come check it out!

Features

  • Rooms: 14
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 201 x 321 x 200 x 320
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida, Other, Ranch, Traditional
  • Year Built: 2007
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized, Parking Pad
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,794
  • Acreage: 1.38
  • Lot Size: 201 x 321 x 200 x 320
  • Est. Taxes: $3,266
  • HOA Fee: $68 Annually
  • Lot Desc: Conservation Area, Flood Insurance Required, FloodZone, Greenbelt, In County, Landscaped, Near Marina, Oversized Lot, Private, Unincorporated
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Child Safety Fence, Deck, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: D6140858
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/D6140858/4050rockcreekdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2025 2:03:36 AM)
Listing courtesy of AGGRESSIVE REALTY   Phone: 941-391-3254

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4050 ROCK CREEK DRIVE, Port Charlotte, FL, 33948

$849,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.613% 6.455%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,072 $4,293 $5,824
Total Monthly Payment $4,436 $4,657 $6,188

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.