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Presented by![]() Janice Lanza |
The Spinnaker Model by Whitman Homes is a masterpiece of design, enhanced by numerous custom features, including 12 built-ins. The oversized kitchen, complete with a spacious island, beverage fridge, and custom cabinetry, is ideal for cooking and entertaining. A formal dining room offers the perfect space for hosting meals, while a sleek office provides a quiet retreat just down the hall. The open-concept living area is bright and inviting, featuring large windows, custom built-in shelving, and sliders that open to the back deck. Upstairs, you’ll find a versatile bonus room, three bedrooms, two full baths, and a charming mini-porch. The lower level adds a cozy retreat with built-in storage, an entertainment area equipped with a beverage fridge, sink, and half bath, plus additional space for relaxation or hobbies. Modern conveniences include a whole-house generator and an epoxy-finished, heated two-car garage with an EV charging plug. Short stroll to The Village Shops & Restaurants.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
Dining Room | Flooring - Hardwood, Lighting - Overhead | Main,First |
Kitchen | Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Wine Chiller, Lighting - Pendant, Lighting - Overhead | Main,First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Deck - Exterior, High Speed Internet Hookup, Paints & Finishes - Low VOC | Main,First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Cable Hookup, Double Vanity, High Speed Internet Hookup, Recessed Lighting, Lighting - Overhead | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.602.3250
Janice.Lanza@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $955 | $955 | $955 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,645 | $5,097 | $6,825 |
Total Monthly Payment | $5,692 | $6,144 | $7,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.