3805 E BAY DRIVE, #301, Holmes Beach, FL, 34217 | $450,000

Rare condo that shows better in person that in photos! Beautifully updated 917 SF one bedroom condo (larger than some 2 BR condos) with lagoon views plus views of a pool and peaks of the bay. This unit is TURNKEY FURNISHED with a coastal flair and everything you need to live the island life! Features a light upgraded kitchen with granite counters, stainless appliances and a pantry. A seating area in the rear of the kitchen (or could be an Eat-In area) with views of the lagoon. Light tile plank floors throughout. Open plan with kitchen opening to dining room and living room. Screened porch off living room and bedroom. Bathroom has dual sinks with access to living room and bedroom. Building has BRAND NEW ROOF. There are two community pools, tennis courts, pickle-ball & inside storage cages for each condo. 3805 is the only building with fitness room, meeting/party room, room for inside storage of bikes, workshop with shelf for each resident to store materials. There is a kayak rack in the parking garage. Sunbow Bay is one of the island’s hidden gems. The back of the complex is a waterfront oasis with beautiful grounds, a long fishing pier on the bay with places to dock a boat for the day and 4 kayak launches. Convenient location with Trolley stop at the street plus grocery, hardware & restaurants across the street. The fabulous gulf beach is just a couple of blocks away. Come join the fun of living on Anna Maria Island! Must see! (taxes are reflective of homestead & disabled veterans exemptions).

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Same Floor As Condo Unit
  • Complex: SUNBOW BAY PH II
  • Year Built: 1979
  • Approx Sq. Feet: 917
  • Est. Taxes: $426
  • Condo Fee: $1,089 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Near Public Transit
  • View: Garden, Pool, Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: A4641497
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/A4641497/3805ebaydrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 9:32:09 PM)
Listing courtesy of ISLAND REAL ESTATE-ANNA MARIA   Phone: 941-778-6066

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3805 E BAY DRIVE, #301, Holmes Beach, FL, 34217

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $36 $36 $36
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,246 $2,365 $3,014
Total Monthly Payment $2,357 $2,476 $3,125

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.