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Rare condo that shows better in person that in photos! Beautifully updated 917 SF one bedroom condo (larger than some 2 BR condos) with lagoon views plus views of a pool and peaks of the bay. This unit is TURNKEY FURNISHED with a coastal flair and everything you need to live the island life! Features a light upgraded kitchen with granite counters, stainless appliances and a pantry. A seating area in the rear of the kitchen (or could be an Eat-In area) with views of the lagoon. Light tile plank floors throughout. Open plan with kitchen opening to dining room and living room. Screened porch off living room and bedroom. Bathroom has dual sinks with access to living room and bedroom. Building has BRAND NEW ROOF. There are two community pools, tennis courts, pickle-ball & inside storage cages for each condo. 3805 is the only building with fitness room, meeting/party room, room for inside storage of bikes, workshop with shelf for each resident to store materials. There is a kayak rack in the parking garage. Sunbow Bay is one of the island’s hidden gems. The back of the complex is a waterfront oasis with beautiful grounds, a long fishing pier on the bay with places to dock a boat for the day and 4 kayak launches. Convenient location with Trolley stop at the street plus grocery, hardware & restaurants across the street. The fabulous gulf beach is just a couple of blocks away. Come join the fun of living on Anna Maria Island! Must see! (taxes are reflective of homestead & disabled veterans exemptions).
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
Total Monthly Payment | $2,357 | $2,476 | $3,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.