Welcome to serene 825 Sebastian's Cove, a secluded and peaceful slice of the North Fork in Mattituck. This charming waterfront 1835 sq. ft. home features a sun-bathed living area with high ceiling and wood-stove fireplace, dining room overlooking the glistening water, spacious eat-in kitchen and connected laundry room. First floor also includes a primary bedroom with ensuite full bathroom, two guestrooms, and additional full bathroom. The exterior amenities of this private retreat include a wide outdoor deck overlooking the quaint landscape, a two-car garage, sprinkler system, and waterfront dock. Nestled just moments away from the vibrant Love Lane filled with delectable restaurants and unique shops, and photogenic Bailie Beach perfect for capturing memorable North Fork Sunsets. Offered for 2 year rental or seasonal rental from May 1st- October 1st. Minimum of three months for seasonal lease. See agent remarks. Don't miss this opportunity for ultimate private North Fork living! Rental Registration # 1244
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $4,160 | $4,160 | $4,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $26 | $27 | $35 |
Total Monthly Payment | $101 | $102 | $110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.