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Under contract-accepting backup offers. VA Assumable Loan at 2. 87%!! Don't miss out on this opportunity! Beautiful 4 bedroom, 2 baths home in the desirable Bloomingdale Community. NO CDD, LOW HOA. As you enter the foyer, it opens to a living and dining area with cathedral ceilings and ample natural light. As you walk down the hallway toward the kitchen, you'll notice the first bedroom on your right. This inviting space features elegant double doors, currently being used as a movie room. Walk-through to the eat-in Kitchen with a built-in banquet with extra storage, beautiful cabinetry, stainless appliances, closet pantry, granite counters, and a large breakfast bar. All this overlooks the spacious Family Room with sliders to the outdoors. To the left is the Master Suite, also with sliders, and a tasteful Master Bath with dual sinks, a makeup vanity, soaking tub, walk-in shower, and a custom walk-in closet. Over on the other side of the home are the remaining secondary bedrooms that share another full bathroom. The outdoors offers a screened-in lanai, a HUGE backward and a fire pit area. The possibilities of what you can create in this space are endless. Homeowners in this neighborhood have access to a private park with trails to the Alafia River. The Bloomingdale community is recognized for its highly rated schools, extensive sidewalks for walking, jogging, or biking, spacious parks featuring tennis and racquetball courts, picnic tables, basketball facilities, playgrounds, local baseball fields, and the Campo YMCA, which includes a water play area. In addition to convenient shopping and dining options nearby, you will enjoy everything this area has to offer. *Flood insurance is currently not required; Property above flooding levels; Elevation Certificate available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$447,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,320 | $358,320 | $358,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $550 | $550 | $550 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,265 | $2,414 | $3,072 |
Total Monthly Payment | $2,890 | $3,039 | $3,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.