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Welcome to 22621 St Thomas Cir, a charming Single Family home nestled in the heart of Lutz, FL. This beautiful property was built in 1999 and boasts a spacious floor plan with 2 bathrooms. The home offers a comfortable living space with a finished area of 1, 444 sq. ft. , providing plenty of room for relaxation and entertainment. Situated on a generous lot size of 9, 445 sq. ft. , there is ample outdoor space to enjoy the Florida sunshine and create your own private oasis. As you step inside, you are greeted by a welcoming atmosphere that exudes warmth and comfort. The interior was completely redone when we bought in 2019. New tile floor in living room and kitchen. New cabinets and stone counters in kitchen and bath rooms. The living areas are bright and airy, with plenty of natural light flowing throughout the home. There are 4 bedrooms. 1 downstairs with master bath and walk-in closet. 3 bedrooms upstairs and 1 bath. All Appliances included. Kitchen appliances, A/C and heat, hot water tank all new when we purchased. We have had new front door and windows done. Replaced wood fence with vinyl. Upstairs bath converted to just a shower. Door, windows and shower have lifetime warranty. Also has inclosed lania with A/C. Home is in non-evacuation zone, non-flood, non-impact. Zone X. Outside, the property offers a spacious yard that is perfect for outdoor activities and entertaining guests. Whether you enjoy gardening, barbecuing, or simply relaxing under the sun, this home provides the ideal backdrop for creating memories with family and friends. The neighborhood is quiet and family-friendly, providing a tranquil setting to call home. Located in Lutz, FL, this property offers convenient access to shopping, dining, entertainment, and top-rated schools. With easy access to major highways, commuting to Tampa and other surrounding areas is a breeze. Whether you are looking for a starter home, downsizing, or seeking an investment opportunity, this property has something to offer everyone. Don't miss the chance to make this lovely home your own and experience the best of Florida living. Schedule a showing today and discover all that 22621 St Thomas Cir has to offer. A place where comfort, convenience, and charm come together to create the perfect place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,669 | $1,779 | $2,264 |
Total Monthly Payment | $1,978 | $2,088 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.