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This charming small duplex home is attached to a main house nestled on a private wooded 5 1/2-acre property. The house features two bedrooms, a loft, 1. 5 bathrooms, a living room with a soaring 20-foot-high arched ceiling, and an open kitchen/dining area. With the unique choice of building materials, the house remains warm in the winter and cool in the summer. Designed by an architect, this unique home is surrounded by trees and figures of the spectacular and beautiful countryside of Litchfield County. Outdoor enthusiasts will appreciate the proximity to activities like rafting, hiking, hunting, fly fishing, and skiing. Owner who uses the main house is rarely there, so there is a lot of privacy here. owwner
Type | Description | Level |
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Bedroom 1 | Upper | |
Kitchen | Main | |
Living Room | Vaulted Ceiling | Main |
Primary Bedroom | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,360 | $1,360 | $1,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $8 | $9 | $11 |
Total Monthly Payment | $83 | $84 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.