|
Presented by
Kelley Clancy |
159 Tom Swamp Road, Hamden, CT, 06518 | $360,000
If you're looking for a home with space, charm, and a quiet rural setting, this is it! Nestled on nearly an acre, this 3-bedroom, 2-bath ranch-style home offers the perfect blend of privacy and convenience. With a solid structure and a bright, open floor plan, this home is ready for your personal touches to make it shine. Enjoy natural light and a modern layout, a spacious eat-in kitchen, and an expanded living area-all designed for comfortable and easy living. Step outside to a large private yard, perfect for gardening, outdoor gatherings, or simply enjoying the fresh air. Love hiking? You're in a great spot, with trails and parks nearby. Located in the sought-after Mt. Carmel neighborhood, you'll have easy access to schools, shopping, Route 15, and Quinnipiac University while still enjoying the peace and quiet of country-style living. Opportunities like this don't come often-set up your private showing today! This property is HUD owned. Sold AS-IS. Reserve Escrow available HUD IE (Insured Escrow) Financing available is Cash, Conventional, FHA 203K Renovation financing. Case #061-609194. FHA Financing IE (Insured escrow), 203-k Eligible. Lead Based Paint Addendum attached. Buyers, make an appointment to view this property and discuss with the Real Estate Agent of your choice. Put this on your short list and offer today. HUD Home. Sold "AS IS" by electronic bid only. Property available 2/21/2025. Bids are due by 03/02/25 11: 59: 59 CT, then daily until sold. Eligible bidders: Owner Occupants, Nonprofits, and Government Agencies only until 03/22/2025 11: 59: 59 PM CT. FHA Case #061-609194
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1962
- Garage: 2-car Attached Garage,Off Street Parking
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Unfinished
- Above Grade Approx. Sq. Feet: 2,008
- Acreage: 0.94
- Est. Taxes: $9,996
- Lot Desc: Some Wetlands,Lightly Wooded,Level Lot
- Elem. School: Per Board of Ed
- High School: Hamden
- Appliances: None
- MLS#: 24075591
- Website: https://www.raveis.com
/prop/24075591/159tomswamproad_hamden_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 14.0 x 16.0 | Main |
| Bedroom 2 | Hardwood Floor | 14.0 x 14.0 | Main |
| Family Room | Gas Log Fireplace | 16.0 x 18.0 | Main |
| Full Bath | 8.0 x 10.0 | Main | |
| Kitchen | Eating Space | 16.0 x 18.0 | Main |
| Living Room | Bay/Bow Window,Fireplace | 18.0 x 24.0 | Main |
| Primary Bath | 12.0 x 12.0 | Main | |
| Primary BR Suite | Hardwood Floor | 16.0 x 18.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kelley ClancyLuxury Properties Specialist
203.733.0325
Kelley.Clancy@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi MejiaInsurance Sales Director, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
159 Tom Swamp Road, Hamden, CT, 06518
$360,000
Kelley Clancy
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.733.0325
Kelley.Clancy@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $833 | $833 | $833 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,868 | $1,940 | $2,469 |
| Total Monthly Payment | $2,776 | $2,848 | $3,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524