2118 7TH STREET W, Palmetto, FL, 34221 | $694,900

Motivated Sellers relocating due to "Return to Office" orders. Improved price is $80K below June 2024 appraisal, with many upgrades since! Welcome to "Palm Etto", a fully restored Florida mid-century modern masterpiece in Palmetto’s desirable river district, designed by renowned architect Richard Haskell Slater. This 2-bedroom, 2-bath home, transformed in 2023/2024, seamlessly blends timeless design with modern luxury and lives larger than its footprint. Step through the gated entry, where a cascading water fountain and koi-filled pond create an instant sense of tranquility. Enjoy your morning coffee in “Koi Korner, ” a peaceful southwest-facing nook, watching fish play and lily pad flowers bloom. True to its mid-century roots, floor-to-ceiling hurricane-rated impact glass with motorized shades merges indoor and outdoor living, while architectural surprises delight throughout. Original pecky cypress accents highlight the great room wall and two interior barn doors. The vaulted ceiling in the extended great room enhances the airy feel. Currently styled as a workspace, this flexible space could serve as a second dining or game room. Wide-plank neutral tile and a black, white, and natural palette create a cohesive, modern aesthetic. The kitchen features soft-close cabinetry, three lazy Susans, a built-in waste/recycling station, and a large fireclay farmhouse sink. New Samsung Bespoke white glass appliances (2024) are at its heart, including a gas multi-function range and whisper-quiet dishwasher. An under-sink reverse-osmosis system provides crystal-clear water. The adjacent Laundry/Pantry offers abundant storage and a large utility tub. The oversized primary suite, created by combining two former bedrooms, is a luxurious retreat with space for a sitting area, a king-sized bed and more. The custom walk-in closet offers ample storage, while the spa-inspired ensuite boasts a soaking tub and dual shower. A new vanity adds storage and a glass-paned door leads directly to the pool. The second bedroom features a charming alcove, a private pool door, and an oversized window showcasing swaying palms and the pool. Step outside to a custom saltwater pool (2023) with a sun ledge, twin fountains, a fire bowl, and a dazzling multi-function light show, all framed by a travertine deck. A secondary paver terrace off the living room slider expands your entertaining options. The lush, tropical landscaping consisting of a mix of hard and soft scaping, accented by a raised planter capable of holding over 40 large potted plants, enhances privacy while remaining surprisingly low-maintenance. This fully fenced double lot offers space for a tiki bar, meditation area, and boat or RV parking.
Key Features & Upgrades:
- Carport with storage (rebuilt 2020, convertible to a garage)
- Aluminum & vinyl fencing (2023/2024)
- Tankless water heater (2023)
- 500-gallon in-ground propane tank
- New insulation (2024)
- New HVAC system (2024)
- New 5-point compliant roof (2024)
- Whole-home water softener
Riverside Park offers a nostalgic, family-friendly atmosphere, with children playing and even a few chickens clucking! A public boat ramp just over a mile away provides easy access to the Manatee River and Gulf of Mexico.
With no HOA or CDD restrictions, "Palm Etto" is more than just a home—it’s a private oasis, ready for your dreams. Schedule your showing today and experience the serenity and charm for yourself!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Mid-Century Modern
  • Year Built: 1954
  • Garage: Driveway, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,926
  • Acreage: 0.31
  • Est. Taxes: $4,625
  • Lot Desc: FloodZone, City Lot, Near Marina, Street Dead-End
  • View: Pool
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: A4641654
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/A4641654/21187thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 3:17:08 PM)
Listing courtesy of TIM LESTER INTERNAT'L REALTY   Phone: 941-981-5388

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2118 7TH STREET W, Palmetto, FL, 34221

$694,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $555,920 $555,920 $555,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $385 $385 $385
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,468 $3,652 $4,654
Total Monthly Payment $3,945 $4,129 $5,131

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.