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Presented by![]() Barbara Nana |
One or more photo(s) has been virtually staged. Here’s your opportunity to own a stunning 4-bedroom, 3-bathroom home in the well-established Ridge Dale community in Valrico. This spacious residence combines comfort, style, and a peaceful ambiance. Inside, you'll find a bright, traditional floor plan with plenty of living space, including a modern kitchen, inviting living areas, and generously sized bedrooms. The whole house has modern gray tones laminate flooring. The primary suite is a true retreat with its own en-suite bath for added privacy and convenience. The walk in shower is recently updated giving off a luxury spa experience. Outside, enjoy the expansive lot surrounded by mature trees that provide shade, privacy, and room to entertain or relax. The backyard is remarkable and the possibilities are endless. Add a pool as the pool bath is already established or park your RV or boat! With its ideal location and serene surroundings, this home strikes the perfect balance of space and tranquility. Don’t miss your chance to make this charming property yours! County permits reflect HVAC (2020) Roof Replacement (2020) and Garage Door Replacement (2019)
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
Sales Associate
William Raveis Real Estate
Phone: 203.605.5179
Barbara.Nana@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,418 | $2,689 | $3,488 |
Total Monthly Payment | $3,004 | $3,275 | $4,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.