521 BAYWOOD DRIVE S, Dunedin, FL, 34698 | $3,950,000

Step into a world where architectural brilliance meets coastal resilience. This 2022 Art Deco-inspired waterfront estate is a masterpiece of modern design, blending luxury, innovation, and durability against the backdrop of Florida’s Gulf. Designed for grandeur and resilience in mind, this three-story home features five bedrooms and five bathrooms, each maximizing breathtaking water views. Built to withstand Category 5 hurricane winds, it boasts reinforced concrete floors, hurricane-rated PGT black vinyl windows and doors, superior flood protection, a commercial-grade TPO roof, two Trane A/C units, and spray foam insulation for energy efficiency. Inside, the sophisticated modern aesthetic includes flawless level 5 wall finishes, sealed concrete floors that are hypoallergenic and low-maintenance, and sleek European-style toilets with hidden tanks. A private elevator connects all three floors for seamless convenience. Three of the five bedrooms have ensuite bathrooms, ensuring ultimate privacy and comfort. Expansive second- and third-floor balconies provide stunning Gulf views, while 1, 300+ sq. ft. of elevated outdoor deck space allows for entertaining or relaxation. The resort-style saltwater pool, framed by imported shell stone pavers that stay cool underfoot, offers Bluetooth-controlled LED lighting for customizable ambiance. Impact glass rear vertical doors on the lower level frame picturesque waterfront views, seamlessly merging indoor and outdoor living. Thoughtfully placed dusk-to-dawn exterior lighting enhances architectural features, and an oversized spiral staircase connects the pool deck to the main outdoor space. An automotive enthusiast’s dream, the oversized garage accommodates up to nine vehicles and can be transformed into a gym, entertainment lounge, or workshop. Hurricane-impact glass garage doors open to the pool area for an unmatched indoor-outdoor experience. The state-of-the-art kitchen features Bosch stainless appliances, a KitchenAid convection oven, sleek cabinetry, and high-end finishes. Modern technology enhances the home with two Smart LED WiFi fireplaces, a 400-amp electrical system prepped for a boat lift, a 220V electric car charging station, and pre-wired outlets for additional ceiling fans, recessed lighting, or even a custom-installed disco ball. An extra-large capacity tankless water heater and gas service provide energy-efficient solutions, while xeriscape landscaping ensures effortless, low-maintenance beauty. Located in one of Dunedin’s most coveted waterfront neighborhoods, this home offers easy access to the Pinellas Trail and Dunedin Causeway for kayaking, paddle boarding, and scenic bike rides. Downtown Dunedin, just 15 minutes away by bike, boasts boutique shops, gourmet dining, craft breweries, and a vibrant arts scene. For added privacy, the empty lot to the east belongs to the neighboring property, ensuring unobstructed views. With unparalleled Gulf views, world-class design, and hurricane-proof engineering, this exceptional home is a rare find in Dunedin’s luxury market—Perfect for those seeking a private retreat, an entertainer’s dream, a haven for car collectors, or a boater’s paradise. Experience unparalleled waterfront luxury—schedule your private tour today!

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 5 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary, Custom, Elevated, Mid-Century Modern
  • Year Built: 2022
  • Garage: 9-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 5,260
  • Acreage: 0.23
  • Est. Taxes: $32,380
  • Lot Desc: Landscaped, Oversized Lot
  • View: Pool, Water
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: TB8352833
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /eprop/TB8352833/521baywooddrives_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2025 8:32:58 PM)

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Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

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521 BAYWOOD DRIVE S, Dunedin, FL, 34698

$3,950,000

Barbara Adler

Sales Associate

William Raveis Real Estate

Phone: 203.733.8097

Barb.Adler@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,160,000 $3,160,000 $3,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.235% 6.058%
Monthly Tax Payment $2,698 $2,698 $2,698
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,441 $19,200 $26,453
Total Monthly Payment $21,264 $22,023 $29,276

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.