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*** ELIGIBLE for the VNB PLUS FINANCING *** 30 yr fixed term - 3% down - 5. 75% interest rate - No Pre-Pay Penalty & No PMI Welcome to 821 East 12th Street, a truly special residence nestled in the heart of a quiet, tree-lined cul-de-sac in Midwood. . This charming well maintained, detached single-family home, complete with a driveway and garage, is a rare gem offering both charm and convenience. Situated on a 25 x 100 lot, this home stands out with its stately façade, delightful front porch, and lush garden. Spanning over 2, 500 square feet across three sun-filled floors, the property is a testament to both functionality and character. Natural light streams through windows on all four sides, creating a warm and inviting atmosphere throughout the home. Upon entering, you are welcomed by a sunroom that sets the tone for what lies beyond: a spacious living area featuring a gas fireplace as the centerpiece, perfect for both intimate gatherings and entertaining. French doors open to a separate dining room with additional space for an office, adjacent to the newly renovated kitchen. This chef’s dream boasts abundant counter space and storage, ideal for culinary creations. The main level also includes a full bathroom and access to a rear porch overlooking the serene backyard. The second floor offers three well-proportioned bedrooms, each with ample closet space, and a recently updated full bathroom. A linen closet on this floor adds further practicality. The lower level is a standout feature, offering a flexible layout currently set up as a recreation area and a mother-in-law suite. With two bathrooms, a large walk-in closet, and a full-sized washer and dryer, this space can easily adapt to suit any lifestyle needs. Located just blocks away Avenue H subway station, with direct B & Q train access to Manhattan, this home offers unparalleled convenience. Whether biking to Prospect Park or simply strolling through the enchanting streets of Ditmas Park, residents can enjoy the best of urban living with a suburban feel. With its charm and exclusive location, 821 East 12th Street presents a unique opportunity to experience the best of Brooklyn in of the most enchanting neighborhoods of Midwood.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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---|---|---|---|
Loan Amount | $1,119,996 | $1,119,996 | $1,119,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,359 | $7,171 | $9,527 |
Total Monthly Payment | $7,149 | $7,961 | $10,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.