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Under contract-accepting backup offers. Nestled on an oversized lot along sought-after Central Avenue, this 3-bedroom, 2-bathroom home offers the perfect blend of durability, efficiency, and coastal charm—and located just half a block from the ocean.
Built in 2013 with 2x6 framing, a foam-filled block stem wall foundation, and all cells concrete-filled, this home is designed for extreme strength and energy efficiency. Elevated 5 feet above the road, it features Hardie board siding and impact windows (excluding the all-seasons room) for added storm protection.
Inside, 10' ceilings create an airy, open feel, while the gourmet kitchen boasts stainless steel appliances, granite countertops, a spacious 5'x8' center island, and over 50 feet of custom wood cabinetry—a chef’s dream.
Enjoy your morning coffee or evening wine in the climate-controlled all-seasons room, offering year-round comfort with air conditioning and heat—the perfect spot to unwind and soak in the coastal ambiance.
Additional highlights include a whole-house generator with an electric box, ensuring uninterrupted comfort, and a detached oversized garage (24'x24') with two 9'x8' remote doors accessible from the back alley.
Quality Construction, Modern Comforts & Coastal Elegance. Don't miss this opportunity to own a stunning, energy-efficient home in a premier beachside location. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$770,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,843 | $4,047 | $5,115 |
Total Monthly Payment | $4,347 | $4,551 | $5,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.