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Welcome to this BEAUTIFULLY MAINTAINED 2-Bedroom, 2-Bathroom Home with a 2-CAR GARAGE in Spruce Creek South 55+ community with many amenities and activities for you to enjoy! -- This charming Maple Model comes TURN-KEY and offers 1, 158 Sq Ft TOTAL (1, 008 Sq Ft Base + 150 Sq Ft Florida Room under heat & air from main unit) -- TILE and LAMINATE flooring throughout!! No Carpet!! -- Recent upgrades include a 2021 ROOF, 2021 HVAC, 2022 WATER HEATER, and 5 NEW WINDOWS (2023). – The Roof Covers the Front Porch and EXTENDS OVER THE DRIVEWAY adding extra shade outside! -- The Kitchen features EPOXY-COATED COUNTERTOPS, a large STAINLESS-STEEL SINK with a Gooseneck Faucet, Closet Pantry, Window to Backyard and STAINLESS-STEEL APPLIANCES. -- Enjoy Vaulted Ceilings, Textured Ceilings (NO POPCORN), and LAMINATE FLOORING in the Bedrooms/Tile Flooring in The Living Areas, Baths & Kitchen. -- The SPACIOUS Primary En-Suite includes a WALK-IN CLOSET and an En-Suite Bath with NEW SINK & FAUCET, Epoxy-coated Vanity, Tub/Shower combo, Window and CHAIR HEIGHT Commode. – The Guest Bedroom has a Ceiling Fan, Window to Front Yard & Double-Mirrored Door Close. The Hall Bathroom has a NEW SINK & FAUCET, Epoxy-coated Vanity, Step-in Shower with Tiled Ceiling, Walls, Floor Pan, Bench Seat & Sliding Glass Doors, and CHAIR HEIGHT Commode. -- Relax on the EXPANDED Rear Concrete Patio, PARTIALLY COVERED for shade and comfort. -- Additional HIGHLIGHTS include a 2-Car Garage with MyQ Smart Technology, EXPANDED & PAINTED DRIVEWAY, Garage Slider Screen-Doors, and an Irrigation System with a SMART CONTROLLER. The Garage has Keyless Entry and Samsung Top Load SelfClean Washer & Samsung MoistureSensor Electric Dryer with Sensor Dry ** This TURNKEY home (minus personal items) is MOVE-IN READY! ** Don’t miss this GEM. Schedule your showing today! **
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,361 | $1,735 |
Total Monthly Payment | $1,622 | $1,673 | $2,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.