8604 SHORE LAKE DRIVE, Englewood, FL, 34224 | $689,900

This amazing, brand new, never occupied 3-bed, 3 full bath, plus an Office, with 3 car garage Estate Home in the GATED Community of Palm Lake at Coco Bay boasts 2650 square feet of elegance. Once you step through the double door entrance into the 12’ ceiling foyer, you will be wowed by the sheer size of the home & view that it offers. Overlooking the 90-acre lake, there’s an incredible 60’ paver pool deck that has a 14’x28’ POOL including full-width Roman stairs, as well as a SPA from where you can relax & take in the wildlife which abounds! Inside, the open & split floor plan includes a 23’x23’ Great room which has an enormous tray ceiling with an 80”, 8 blade ceiling fan, plus a beneficial floor plug. There’s the chef inspired kitchen with its 12’ island, built-in convection oven & microwave, dishwasher, cooktop, range hood, side-by-side refrigerator, closet pantry, solid wood cabinetry with SOFT CLOSE & undermount lighting; all finished with Quartz countertops. Throughout the home is the easy to maintain 8”x42” porcelain plank flooring, convenient recessed lighting, pleasing volume ceilings including 11’ in the Great Room & Primary Bedroom, 10’ in all other areas, 5 ¼” baseboard molding, window blinds, ceiling fans & lighting in all bedrooms, dining room, and office (not pictured), 8’ doors including the sliding glass ones, which are all HURRICANE IMPACT as well as all the windows for peace of mind 24/7. The Primary suite has its own entrance to the 33’x10’ lanai, 2 walk-in closets measuring 7’x9’, & 5’x13’, with its en-suite bathroom having Quartz countertops, dual sinks, linen closet, private water closet, & a fully tiled 7’x9’ shower with glass panel. The Junior Primary Suite also has a 5’x9’ walk-in closet, en-suite bathroom with Quartz countertop, a fully tiled, glass enclosed shower, & its own access to the pool deck with its bathroom doubling as the pool bath. Storage is not an issue in this home as there are an abundance of cabinetry, a hallway closet, 9’ laundry room closet, plus laundry room cabinets, & the 3-car garage with its 10’ ceiling to hang storage racks. Smart technology front door entry pad, thermostat, & garage door openers offer fingertip controls, plus the tiled roof, paver driveway, walkway, EPOXY garage floor, & being fully landscaped around entire home put the feather in a cap of standout features this property offers. Built for longevity & durability this home has a hip roof design for long-term discounted insurance rates, off-ridge roof venting so peaks won't blow away, & cement block construction exterior walls for stability & temperature control. Palm Lake at Coco Bay is designed for 175 homes & this is the LAST Estate home in the Community built with a private pool. Sitting on an 80’x130’ lot, it is on the largest lot offered & near the cul-de-sac giving privacy & minimal traffic. A low, monthly HOA fee of $288 pays for your lawn to be cut, landscaping beds to be maintained & mulched, internet, fitness center, playground, pickleball courts, clubhouse, & community pool. Neighborhood sidewalks make is easy for taking a walk, visiting friends, or little ones playing outside. On PUBLIC WATER, PUBLIC SEWER, NOT IN A FLOOD ZONE, 100% Hurricane protection, with this property advantageously located near beaches, numerous golf courses, restaurants, shopping, parks, & two Major League Baseball Spring training facilities of the Rays & Braves. This is a slice of paradise, make this gem your own, call today!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Other, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary, Florida
  • Year Built: 2025
  • Garage: 3-car Garage Door Opener, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,650
  • Acreage: 0.23
  • Est. Taxes: $2,643
  • HOA Fee: $288 Monthly
  • Lot Desc: Cleared, Landscaped
  • View: Water
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Child Safety Fence, Gunite, Heated, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: C7505304
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/C7505304/8604shorelakedrive_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 4:16:11 AM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8604 SHORE LAKE DRIVE, Englewood, FL, 34224

$689,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,920 $551,920 $551,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.810% 6.026%
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,177 $3,534 $4,583
Total Monthly Payment $3,489 $3,846 $4,895

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.