|
Presented by
Mike Molisse |
649 Oscawana Lake Road, Putnam Valley, NY, 10579 | $649,000
Discover the perfect fusion of modern comfort and natural beauty in this move-in ready lake house, set on a 1. 41-acre level lot. Once the site of the original Oscawana Heights one-room schoolhouse, the property retains its historical charm with the original steps still in place. Nestled in a park-like setting with fruit trees, and a majestic century-old red oak tree, this home offers private lake access with a boat dock, kayak racks, and a sandy beach, making it an outdoor lover’s paradise. A convenient mudroom with custom built-in cabinets and a wall to wall closet welcomes you. Step inside to the great room where the all around windows and skylight flood the room with natural light. This open concept living area features a living room, formal dining area, and eat-in kitchen, all anchored by a cozy wood-burning stove. Wide plank floors enhance the space and sliding glass doors lead to an expansive deck—ideal for entertaining or taking in the serene views. The oversized primary suite is a true retreat with a private balcony, walk-in closet, and en-suite bath. Two additional spacious bedrooms, one with a walk-in closet and the other with a wall-to-wall closet—share a well-appointed bathroom with a soaker tub and double vanity. Upstairs, a finished attic with skylights provides additional living space, featuring an office space, gym area and yoga/stretch room. The attached garage features an EVSE charging station and a separate storage room with direct home access. This all-electric home is designed for efficiency, featuring new heat pump/ductless AC units, new appliances, a reverse osmosis water system, a new water heater, some new windows, an automatic switch over whole-house Generac generator, oversized 6” screened gutters, a propane system for the hot water heater, grill, and stove and a freshly paved driveway, and more A rare find just an hour from NYC, this sanctuary balances tranquility and convenience, offering ample space for long-term guests or extended family. Whether as a primary residence or a weekend escape, this stunning home delivers the best blend of country/lake living, and city conveniences. SHOWINGS BEGIN 02/22/2025 WHEN PROPERTY WILL BE ACTIVE
Features
- Amenities: Other, Powered Boats Allowed, Recreation Facilities
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Ranch
- Year Built: 1986
- Garage: 1-car
- Heating: Electric, Heat Pump
- Cooling: Ductless
- Basement: Partial
- Approx Sq. Feet: 2,204
- Acreage: 1.41
- Est. Taxes: $14,345
- HOA Fee: $200 Annually
- View: Mountain(s), Panoramic, Park/Greenbelt, Trees/Woods
- Elem. School: Putnam Valley Elementary School
- Middle School: Putnam Valley Middle School
- High School: Putnam Valley High School
- School District: Putnam Valley
- Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Gas Cooktop, Gas Oven, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 825986
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/825986/649oscawanalakeroad_putnamvalley_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Mike MolisseSales Associate
781.331.4339
Mike.Molisse@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 32556
339.224.0866
Scott.Petersen@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
649 Oscawana Lake Road, Putnam Valley, NY, 10579
$649,000
Mike Molisse
Sales Associate
William Raveis Real Estate
Phone: 781.331.4339
Mike.Molisse@raveis.com
Scott Petersen
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
| Monthly Tax Payment | $1,195 | $1,195 | $1,195 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,282 | $3,498 | $4,452 |
| Total Monthly Payment | $4,569 | $4,785 | $5,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535