610 COBIA WAY, Oldsmar, FL, 34677 | $289,500

Charming updated model home in Gull Aire Village where you own the land and there’s no lot rent. Gull Aire Village is a 55+ community with an incredibly low HOA of just $60 per month. This original model home has been lovingly updated over the years to feel more like a single-family home than a manufactured one.

Located on a private corner lot across from the Lake Tarpon Canal, this spacious 3-bedroom, 2-bathroom, 1-car garage home offers the perfect spot for morning strolls or bike rides to Sheffield Park. Thoughtfully placed fencing, landscaping, and potted plants create a private backyard oasis.

Inside, vaulted ceilings and tons of natural light make the space feel bright and airy. The kitchen, updated in 2023, is sure to impress with white shaker cabinets, brand new stone countertops, a Samsung stainless steel appliance package, under-cabinet lighting, and an eat-in nook with built-in shelving and a mini home office.

The primary suite is spacious with a double closet, a modern barn door leading to the ensuite bath, dual vanity sinks, a step-in garden tub, plenty of built-in storage, and a separate water closet with a shower and toilet. Two additional generously sized guest rooms provide great space, and the guest bath includes an oversized vanity, fiberglass tub and shower combo, and ample storage.

Additional highlights include a new 80-inch solid core front door, a screened-in front porch perfect for sunset watching, and a red brick walkway leading to a cozy backyard lanai with string lights for ambiance. Parking is plentiful between the garage, driveway, and curbside spots, making it easy for guests.

Recent updates include a new roof in 2023 (permitted), kitchen remodel in 2023, new stone countertops added within the last two years, new water heater in 2022, HVAC replacement in 2020, exterior paint in 2020, full plumbing re-pipe in 2017, waterproof laminate flooring installed in 2017, and a vapor barrier added in 2017 and it also survived the hurricanes like a champ, no flooding and no damage at all!

Gull Aire Village offers a heated pool and spa, clubhouse, library, shuffleboard, bocce ball, golf cart and a pet-friendly environment. Conveniently located just minutes from Dunedin, Safety Harbor, Clearwater, and some of Florida’s best beaches, with shopping, dining, and entertainment just a short distance away. This community is right across the street from AMC Woodlands!

This is a rare find in Pinellas County. Schedule your tour today before it’s gone.

Features

  • Amenities: Clubhouse, Fitness Center, Pool
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1993
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,388
  • Acreage: 0.11
  • Est. Taxes: $1,683
  • HOA Fee: $60 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Washer
  • MLS#: W7872692
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/W7872692/610cobiaway_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2025 9:05:27 PM)
Listing courtesy of JAY ALAN REAL ESTATE   Phone: 855-529-2526

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

610 COBIA WAY, Oldsmar, FL, 34677

$289,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,600 $231,600 $231,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $140 $140 $140
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,464 $1,521 $1,939
Total Monthly Payment $1,679 $1,736 $2,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.