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Price Improvement. You don't want to miss out on this deal! Located in the thriving and growing downtown community of Westminster, SC, this charming ranch-style home offers 3 bedrooms, 2. 5 bathrooms, and a flexible partially finished basement space that can be used as a 4th bedroom or in-law suite. The home boasts an open floor plan with 10-foot ceilings in some areas, granite countertops, walk-in closets, and hardwood floors (some currently under carpet). The spacious living areas are complemented by specialty rooms, including a laundry room, flex room, and attic storage. The kitchen features modern updates. Additional highlights include a large deck overlooking a level, fenced backyard that is perfect for entertaining, as well as a covered back porch, front porch, and patio. Conveniently located just steps away from downtown Westminster, this home provides easy access to shopping, dining, and entertainment. It is also within walking distance of Oakview Elementary and West Oak Middle Schools, with West Oak High School just 4 miles away. Clemson University is a short 30-minute drive, making it an excellent location for families, professionals, and students alike. The property is near local doctors, pharmacies, churches, and other essential services, ensuring convenience at every turn. The home’s partially finished basement with walkout access offers versatility for a second living quarters or recreational use. With its flexible layout and prime location, the property has great potential. Showings require a 2-hour notice to accommodate family and pets, with limited availability on Fridays, Saturdays, and Sundays. Home is being sold As-Is. Gas range, microwave, and dishwasher will not convey, but the built in oven will convey. Seller willing to sell generator on separate bill of sale if buyer would like to purchase full house generator.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,087 | $1,159 | $1,475 |
Total Monthly Payment | $1,248 | $1,320 | $1,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.