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Welcome to your dream home in the highly sought-after Spruce Court neighborhood! This beautiful and spacious 4 bed, 3. 5 bath home sits on a private 4. 32-acre lot within a peaceful cul-de-sac, offering both tranquility and convenience. Step inside to find hardwood flooring throughout the main living areas, complemented by new flooring in the entryway and kitchen. The 1st floor boasts an inviting layout, perfect for entertaining or cozy nights by the wood stove. Upstairs you will find a primary suite featuring its own private bath and walk-in closet, two generously sized bedrooms, a full bathroom and direct access to the finished space above the 3-car garage. This is where you’ll find a versatile bonus area with its own private entrance, zoned heat, full bath, and bedroom—ideal as an in-law suite or guest space. The partially finished basement offers even more flexibility and ample storage. Enjoy peace of mind with the recently serviced heating system, a roof that’s only 5 years old, a radon air mitigation system and a generator-ready system already set up. Outside, relax and unwind while taking in the scenic backyard views, complete with a gentle brook, trails, and abundant wildlife. This location is a commuter’s dream, close to shopping, schools, and major highways while still providing the privacy and serenity of a wooded retreat. Don’t miss this incredible opportunity to call this stunning property home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,920 | $551,920 | $551,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $941 | $941 | $941 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,489 | $3,718 | $4,732 |
Total Monthly Payment | $4,522 | $4,751 | $5,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.