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86 Whitehall Street, Providence, RI, 02909 | $610,000
Buyers and investors don't miss out on this exceptionally large legal two-family home, easy to convert it as three Family. perfect for homeowners and those seeking rental income. The property features a unique layout with the second unit designed in a townhouse style, boasting 5 spacious bedrooms and two full bathrooms. This setup provides ample living space and flexibility for various arrangements or rental opportunities. The property also includes plenty of off-street parking. With two driveways. One share-driveway and the other side for the home. Situated in a highly desirable area, this multi family home is close to Rhode Island College (RIC), Providence College (PC), La Salle Academy, and downtown. Its proximity to these institutions makes it ideal for college housing, catering to students and faculty. For outdoor enthusiasts, the nearby Triggs Memorial Golf Course offers a serene escape. The surrounding neighborhood is rich in amenities, providing easy access to hospitals, shopping centers, dining establishments, and essential services. The strategic location also offers excellent connectivity to public transportation and major roadways, making commuting hassle-free. This multi family home stands out for its practical features, prime location, and significant rental income potential. The townhouse-style unit is perfect for group living, making it ideal for college students or larger families. High and best Monday at 6pm
Features
- Rooms: 14
- Bedrooms: 6
- Baths: 3 full
- Units: 3
- Year Built: 1807
- Garage: No Garage
- Heating: Baseboard,Gas
- Cooling: None
- Basement: Full,Finished,Interior Entry
- Acreage: 0.07
- Est. Taxes: $6,525
- Appliances: Gas Water Heater
- MLS#: 1378405
- Website: https://www.raveis.com
/prop/1378405/86whitehallstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
86 Whitehall Street, Providence, RI, 02909
$610,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $544 | $544 | $544 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,809 | $3,125 | $4,052 |
| Total Monthly Payment | $3,445 | $3,761 | $4,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB