814 15TH STREET NE, Ruskin, FL, 33570 | $329,000

Under contract-accepting backup offers. SOUTHSHORE – MINUTES TO TAMPA BAY’S BEST FLATS FISHING – LOW HOA AND NO CDD FEE - Vacation year-round in the highly desirable Wellington North at Bay Park community. This master-planned community is centrally located and is move-in ready with a fantastic floor plan and great flow. Bright and spacious, this two-story, 4 bedroom, 2. 5 bath, 2, 043 sq. ft. home with a 2-car garage, was built for family fun and entertaining. This meticulously maintained home is in great condition and features an open-concept, split-bedroom floor plan design. Upon entering this beautiful home your eyes are drawn to the high ceilings and an abundance of natural light that accentuates the living room, dining area, and kitchen area. There is a Chef's kitchen which is essentially the nucleus of this home. The kitchen features breakfast bar seating, stainless steel appliances, white solid wood cabinets with under-cabinet lighting, a beautiful backsplash, a storage island, and a closet pantry. The dining room perfectly complements the well-designed kitchen. The Owner's suite is spacious with a high tray ceiling and plenty of natural light, and will comfortably accommodate a king-size bedroom set. It features a large walk-in closet and an appointed en-suite featuring double vanities, stone counters, and a garden tub/shower combo featuring extended tile to the ceiling. The first floor also features a convenient powder room, a laundry area, and an under-stair storage area. The 3 secondary bedrooms are all on the second floor and surround a large multi-purpose loft area and storage room that can be used for whatever purpose you desire. The secondary bedrooms are bright and offer generous accommodations. Bedroom #2 is oversized and features a walk-in closet, and bedroom #3 has a built-in workstation. This move-in ready home has a private, fully fenced backyard, a spacious covered lanai that will allow you to enjoy the great outdoors all year round, two extended wooden deck areas, a fire pit, artificial turf, tropical foliage, and a large 11’x7’ storage shed. Positioned at the heart of convenience, yet a world away from the hustle and bustle, this home is a stone's throw from everything that Tampa Bay has to offer. Featuring an unbeatable blend of lifestyle and location, this home is a testament to the joy of living. Witness the allure of this SouthShore treasure - your perfect starter home or peaceful haven awaits.

Features

  • Amenities: Fence Restrictions, Park, Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,043
  • Acreage: 0.13
  • Est. Taxes: $6,221
  • HOA Fee: $105 Quarterly
  • Lot Desc: Landscaped, Level, Sidewalk
  • Elem. School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8350304
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/TB8350304/81415thstreetne_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/3/2025 9:17:11 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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814 15TH STREET NE, Ruskin, FL, 33570

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $518 $518 $518
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,642 $1,729 $2,203
Total Monthly Payment $2,235 $2,322 $2,796

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.