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Lovely lakefront property with a two bedroom one bath year round home and above the garage accessory apartment! This property sits facing west/south west with 125 feet of owned lake Champlain frontage providing exceptional sunsets, lake and mountain views. The main home includes two large screened porches. As you enter the main home you are sure the appreciate all the the beautiful natural woodwork and space that the home provides. The large 24x30 garage with accessoryapartment sits detached just behind the main house. The apartment is a large one bedroom apartment with a full kitchen, bath and a cozy gas stove for those cold nights. As you walk from the main living space you enter the master bedroom though two beautiful French doors. The master provides great space and also has double doorsleading to a private deck providing even more great lake and mountain views. Sitting just behind the main house there is even a bunkhouse offering some great additionalspace for the kids or guests. This property is only moments away from Alburgh dunes state park and Alburgh links golf course and restaurant. If you are looking for aaffordable home on Lake Champlain this property is a must see!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,600 | $351,600 | $351,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,222 | $2,310 | $2,943 |
Total Monthly Payment | $2,836 | $2,924 | $3,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.